VakıfBank in Figures - VakıfBank Integrated Annual Report 2025

Integrated Annual
Report 2025

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About
VakıfBank
About the Report Message from the Chairman Message from the General Manager
VakıfBank in Brief VakıfBank’s Cornerstones VakıfBank in Figures History and Ownership Structure Amendments to the Articles of Association Declaration of Responsibility 2025 Awards
Integrated Thinking
in VakıfBank
The World and Türkiye in 2025 Global Economy Turkish Economy Banking Sector Trends and Highlights in the Banking Sector Our Material Topics and Sustainability Approach Our Value Creation Model Our Performance Indicators by Capital Elements Value Created for VakıfBank Value Created for Stakeholders Our Medium- and Long-Term (3 to 5 Years) Goals Our Contributions to Sustainable Development Goals and Our Strategies
Our Capital
Elements
Our Financial Capital Financial and Economic Performance Easy Access to International Funding Responsible Finance and Sustainable Development Our Intellectual Capital Digital Transformation and Innovation Internet Banking and Mobile Banking Information Technologies Business Continuity and Customer Information Security Applications and Innovations Our Manufactured Capital Financial Inclusion Extensive ATM Network Banking without Barriers Our Social and Relational Capital Customer Experience and Satisfaction Stakeholder Engagement and Transparency Corporate Social Responsibility in VakıfBank Responsible Supply Chain Affiliates and Subsidiaries Our Human Capital Employee Engagement and Satisfaction Human Rights, Equal Opportunity, and Diversity Remuneration and Benefits Safe Working Environment Capacity Building and Talent Management Employee Development and Training Recruitment of Young Talents Our Natural Capital Climate Change and Environmental Performance of the Bank
Corporate
Governance
Corporate Governance Corporate Governance Principles Compliance Statement Information on the General Assembly Summary Report of the Board of Directors Information on the Board of Directors Board of Directors Board of Auditors Executive Management Internal Control Systems Executives Financial Rights Committee Structures and Policies Committees Outsourced Support Services Transactions with the Bank’s Risk Group Statutory Auditors’ Report Statements of Independence Assessment of the Internal Systems and Operations Risk Management Ethical Principles of Banking Compliance and Audit Prevention of Laundering of Criminal Proceeds and Terrorism Financing Anti-Bribery and Anti-Corruption Sustainability Management Compliance Opinion Independent Assurance Statement
Financial
Information
Unconsolidated Financial Statements Related Disclosures at December 31, 2025 Together with Independent Auditors’ Report (3.4MB) Consolidated Financial Statements Related Disclosures at December 31, 20254 Together with Independent Auditors’ Report (4.1MB)
International Credit Ratings
Evaluation of the Bank’s Financial Position, Profitability and Solvency
Index of Annexes
Contact
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VakıfBank in Figures

SUSTAINABLE
GROWTH PERFORMANCE

INTEGRATED ANNUAL REPORT 2025