|
PART I: INTRODUCTION |
8 |
|
Agenda of the 61st Ordinary General Assembly Meeting |
8 |
|
2014 Profit Distribution Proposal and Dividend Policy |
9 |
|
Compliance Opinion on the Annual Report |
10 |
|
Declaration of Responsibility |
11 |
|
VakıfBank in Brief |
12 |
|
VakıfBank’s Cornerstones |
13 |
|
History and Ownership Structure |
14 |
|
Key Financial Indicators |
16 |
|
Key Ratios |
18 |
|
Message from the Chairman |
20 |
|
Message from the General Manager |
22 |
|
The World and Turkey in 2014 |
26 |
|
2014 at a Glance |
36 |
|
Review of Operations in 2014 |
38 |
|
Corporate Social Responsibility |
62 |
|
Affiliates and Subsidiaries |
63 |
|
PART II: MANAGEMENT AND CORPORATE GOVERNANCE PRACTICES |
66 |
|
Summary Report of the Board of Directors |
66 |
|
Board of Directors and Auditors |
68 |
|
Executive Management |
72 |
|
Internal Control Systems Executives |
75 |
|
Committees |
76 |
|
Human Resources Practices |
78 |
|
Outsourced Support Services |
80 |
|
Transactions with the Bank’s Risk Group |
81 |
|
Corporate Governance Principles Compliance Report |
82 |
|
PART III: FINANCIAL HIGHLIGHTS AND RISK MANAGEMENT |
94 |
|
Statutory Auditor’s Report |
94 |
|
Assessment of the Internal Systems and 2014 Operations |
95 |
|
Risk Management Policies Applied by Risk Type |
97 |
|
Independent Auditors’ Report, Unconsolidated Financial Statements, Explanations and Footnotes for the Year Ended December 31, 2014 |
101 |
|
Independent Auditors’ Report, Consolidated Financial Statements, Explanations and Footnotes for the Year Ended December 31, 2014 |
205 |
|
Evaluation of the Bank’s Financial Position, Profitability and Solvency |
317 |
|
International Credit Ratings |
319 |
|
Five-Year Summary Financial Information |
320 |


