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INTRODUCTION
18
KEY
RATIOS
+211 bps
VakıfBank’s total
loan-to-asset ratio was
up by 211 bps YoY.
LOANS/TOTAL ASSETS
(%)
2014
65.9
2013
63.8
2012
64.9
2011
64.1
2010
60.6
The ratio of the Bank’s
equity to total liabilities
was 9.3% in 2014.
SHAREHOLDERS’ EQUITY/TOTAL LIABILITIES
(%)
2014
9.3
2013
9.3
2012
11.4
2011
10.4
2010
11.6
-376 bps
VakıfBank’s retail loan-
to-total loans ratio was
down by 376 bps YoY.
RETAIL LOANS/TOTAL LOANS
(%)
2014
31.5
2013
35.2
2012
35.7
2011
36.9
2010
33.2
+763 bps
VakıfBank’s total loan-
to-deposit ratio was up
by 763 bps YoY.
LOANS/DEPOSITS
(%)
2014
113.7
2013
106.1
2012
100.9
2011
93.9
2010
94.0