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VAKIFBANK
ANNUAL REPORT 2014
35
LOANS
Private Loans (y-y, %)
Loans (y-y, %)
Commercial Loans (y-y, %)
Source: BRSA
50
40
30
20
10
0
-10
February/09
July/09
December/09
August/10
October/11
August/11
January/12
June/12
November/12
April/13
September/13
February/14
July/14
December/14
SHARE OF DEPOSITS AND NON-DEPOSIT SOURCES IN LIABILITIES
Share of Deposits in Liabilities (%)
Share of non-Deposits in Liabilities (%) (Right Index)
Source: BRSA
64
20
22
24
26
28
30
32
34
36
38
62
60
58
56
54
52
50
May/07
November/07
June/08
February/09
September/09
April/10
November/10
July/11
January/12
August/12
March/13
October/13
May/14
December/14
NET PROFIT AND NET INTEREST INCOME
Net Profit (Annual % Change)
Net Interest Income (Annual % Change)
Source: BRSA
60
50
40
30
20
10
0
-10
-20
July/08
December/08
July
/09
December
/09
July
/10
December
/10
July
/11
December
/11
July
/12
December
/12
July
/13
December
/13
July
/14
December
/14
CAPITAL ADEQUACY RATIO (%)
Source: BRSA
23
21
19
17
15
13
May/07
December/07
July/08
February/09
September/09
April/10
November/10
June/11
January/12
August/12
March/13
October/13
May/14
December/14