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FINANCIAL HIGHLIGHTS AND RISK MANAGEMENT
252
TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI AND ITS FINANCIAL SUBSIDIARIES
CONSOLIDATED FINANCIAL REPORT AS AT AND
FOR THE YEAR 31 DECEMBER 2014
(Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.)
CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED CONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE IN NOTE I. OF SECTION THREE
Prior Period
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
TL
FC
Total
Agricultural
44
27 15,451
-
-
- 1,028,213 341,284 285,059
-
-
-
-
-
-
-
1,176,593 493,485 1,670,078
Farming and raising livestock
44
27 15,451
-
-
-
698,299 290,686 245,858
-
-
-
-
-
-
-
1,050,943 199,422 1,250,365
Forestry
-
-
-
-
-
-
305,169
30,431
17,202
-
-
-
-
-
-
-
68,506 284,296
352,802
Fishing
-
-
-
-
-
-
24,745
20,167
21,999
-
-
-
-
-
-
-
57,144
9,767
66,911
Manufacturing
-
41 64,494
-
-
- 19,241,198 2,025,549 4,023,585
-
-
-
-
-
-
- 11,803,512 13,551,355 25,354,867
Mining
-
-
19
-
-
-
379,666
67,858 353,435
-
-
-
-
-
-
-
404,441 396,537
800,978
Production
-
21 64,473
-
-
- 13,080,905 1,911,916 3,576,549
-
-
-
-
-
-
-
9,545,747 9,088,117 18,633,864
Electric, Gas, Water
-
20
2
-
-
- 5,780,627
45,775
93,601
-
-
-
-
-
-
-
1,853,324 4,066,701 5,920,025
Construction
269
-
-
-
-
- 5,175,729 1,065,212 3,217,084
-
-
-
-
-
-
-
5,823,846 3,634,448 9,458,294
Services
20,252,098 1,815,365 207,709
-
- 14,731,563 13,245,215 7,890,421 8,033,589
-
311,066
-
-
-
-
- 28,080,373 38,406,653 66,487,026
Wholesale and retail trade
61
134
6,612
-
-
- 6,014,793 4,412,772 4,892,942
-
-
-
-
-
-
-
11,545,379 3,781,935 15,327,314
Hotel, Food and Beverage Services
5
7
5
-
-
-
479,470 221,191 1,300,888
-
-
-
-
-
-
-
842,619 1,158,947 2,001,566
Transportation and Telecommunication
13
-
14,781
-
-
- 3,561,902 2,975,620 981,639
-
-
-
-
-
-
-
4,720,729 2,813,226 7,533,955
Financial Institutions
20,106,980
44,163
20
-
- 14,731,563 2,215,700
24,861 379,064
-
311,066
-
-
-
-
-
7,902,589 29,910,828 37,813,417
Real Estate and renting services
-
-
-
-
-
-
298,988
57,917
87,625
-
-
-
-
-
-
-
322,441 122,089
444,530
Self-employment services
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Education services
52
6
3,870
-
-
-
167,569
37,174 148,115
-
-
-
-
-
-
-
264,947
91,839
356,786
Health and social services
144,987 1,771,055 182,421
-
-
-
506,793 160,886 243,316
-
-
-
-
-
-
-
2,481,669 527,789 3,009,458
Other
25,755,053 60,040 110,237
-
-
3,262 3,260,759 12,505,630 9,630,863 369,026 11,931,127
-
-
-
- 4,484,824 61,436,003 6,674,818 68,110,821
Total
46,007,464 1,875,473 397,891
-
- 14,734,825 41,951,114 23,828,096 25,190,180 369,026 12,242,193
-
-
-
- 4,484,824 108,320,327 62,760,759 171,081,086
(*)
Risk amounts are given before credit risk mitigation, after multiplied by credit risk conversion ratio.
1-Claims on sovereigns and Central Banks
2-Claims on regional governments or local authorities
3-Claims on administrative bodies and other non-commercial undertakings
4-Claims on multilateral development banks
5-Claims on international organizations
6-Claims on banks and intermediary institutions
7-Claims on corporates
8-Claims included in the regulatory retail portfolios
9-Claims secured by residential property
10-Past due loans
11-Higher risk categories decided by the Board
12-Secured by mortgages
13-Securitization positions
14-Short-term claims and short term corporate claims on banks and intermediary institutions
15-Undertakings for collective investments in mutual funds
16-Other receivables