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VAKIFBANK
2014 ANNUAL REPORT
255
TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI AND ITS FINANCIAL SUBSIDIARIES
CONSOLIDATED FINANCIAL REPORT AS AT AND
FOR THE YEAR 31 DECEMBER 2014
(Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.)
CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED CONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE IN NOTE I. OF SECTION THREE
Information According to Sectors and Counterparties
Loans
Current Period
Impaired
(*)
Past Due
(**)
Value Adjustments
Provisions
Agricultural
84,649
33,519
806
82,268
Farming and raising livestock
73,386
29,466
632
71,369
Forestry
7,255
1,271
90
6,917
Fishing
4,008
2,782
84
3,982
Manufacturing
943,578
281,898
11,181
860,342
Mining
62,492
7,706
3,240
36,654
Production
875,924
269,229
7,900
818,873
Electric, gas, water
5,162
4,963
41
4,815
Construction
454,112
179,450
5,530
426,444
Services
1,359,276
1,291,693
29,871
1,258,092
Wholesale and retail trade
824,331
602,209
15,099
759,894
Hotel, food and beverage services
58,144
78,793
1,445
55,388
Transportation and telecommunication
280,028
433,429
9,073
261,312
Financial institutions
9,659
2,999
78
8,930
Real estate and renting services
44,923
11,288
234
41,194
Self-employment services
109,543
121,114
3,041
101,835
Education services
6,838
9,717
170
4,814
Health and social services
25,810
32,144
731
24,725
Other
1,340,350
1,983,307
79,209
1,234,162
Total
4,181,965
3,769,867
126,597
3,861,308
(*)
Impaired loans are composed of group three, four and five loans.
(**)
Past due loans and other receivables consist of loans and other receivables that are past due up to ninety days.
Loans
Prior Period
Impaired
(*)
Past Due
(**)
Value Adjustments
Provisions
Agricultural
75,172
51,378
1,497
70,726
Farming and raising livestock
62,099
48,035
1,400
58,484
Forestry
7,558
1,962
57
7,334
Fishing
5,515
1,381
40
4,908
Manufacturing
948,934
276,153
8,020
917,512
Mining
33,748
9,924
289
33,576
Production
910,917
261,267
7,586
879,785
Electric, gas, water
4,269
4,962
145
4,151
Construction
381,103
185,365
5,403
355,654
Services
1,262,929
1,230,240
35,465
1,053,037
Wholesale and retail trade
631,355
543,052
15,667
568,983
Hotel, food and beverage services
49,015
103,594
3,013
36,506
Transportation and telecommunication
257,698
408,123
11,775
244,731
Financial institutions
192,581
3,154
92
81,955
Real estate and renting services
8,987
11,068
261
8,529
Self-employment services
92,457
123,479
3,599
84,677
Education services
4,510
10,525
264
3,426
Health and social services
26,326
27,245
794
24,230
Other
1,068,327
1,927,131
54,652
970,524
Total
3,736,465
3,670,267
105,037
3,367,453
(*)
Impaired loans are composed of group three, four and five loans.
(**)
Past due loans and other receivables consist of loans and other receivables that are past due up to ninety days.