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FINANCIAL HIGHLIGHTS AND RISK MANAGEMENT
250
TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI AND ITS FINANCIAL SUBSIDIARIES
CONSOLIDATED FINANCIAL REPORT AS AT AND
FOR THE YEAR 31 DECEMBER 2014
(Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.)
CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED CONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE IN NOTE I. OF SECTION THREE
Risk profile according to the geographical concentration
(***)
Current
Period
Claims on
sovereigns
and Central
Banks
Claims on
regional
governments
or local
authorities
Claims on
administrative
bodies and other
non-commercial
undertakings
Claims on
multilateral
development
banks
Claims on
international
organizations
Claims on
banks and
intermediary
institutions
Claims on
corporates
Claims
included
in the
regulatory
retail
portfolios
Claims
secured by
residential
property
Past due
loans
Higher risk
categories
decided by
the Board
Secured by
mortgages
Securitization
positions
Short-term
claims and
short term
corporate
claims on
banks and
intermediary
institutions
Undertakings
for collective
investments
in mutual
funds
Other
receivables
Total
Domestic
50,201,945 2,977,134
1,053,325
-
-
6,448,429 50,434,062 24,692,350 32,833,278 315,412 12,548,291
-
-
-
- 4,727,608 186,231,834
EU countries
(*)
340,754
-
-
-
-
9,546,995
131,762
10,027
-
5,245
-
-
-
-
-
17,687 10,052,470
OECD countries
-
-
-
-
-
1,478
63
-
-
-
-
-
-
-
-
-
1,541
Off-shore banking regions
-
-
-
-
-
-
786
-
-
-
-
-
-
-
-
-
786
USA, Canada
1,805,983
13,739
-
-
-
676,493 1,049,673
29,698
34,190
-
-
-
-
-
-
-
3,609,776
Other countries
-
-
-
-
-
96,705
177,567
-
-
-
86,927
-
-
-
-
15
361,214
Investment and associates, subsidiaries and joint ventures
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
466,066
466,066
Undistributed Assets/Liabilities
(**)
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
444,919
444,919
Total
52,348,682 2,990,873
1,053,325
-
- 16,770,100 51,793,913 24,732,075 32,867,468 320,657 12,635,218
-
-
-
- 5,656,295 201,168,606
(*)
EU countries, OECD countries except USA and Canada.
(**)
The assets and liabilities that can not be distributed according to a consistent base.
(***)
Risk amounts are given before credit risk mitigation, after multiplied by credit risk conversion ratio.
Risk profile according to the geographical concentration
(***)
Prior Period
Claims on
sovereigns
and Central
Banks
Claims on
regional
governments
or local
authorities
Claims on
administrative
bodies and
other non-
commercial
undertakings
Claims on
multilateral
development
banks
Claims on
international
organizations
Claims on
banks and
intermediary
institutions
Claims on
corporates
Claims
included
in the
regulatory
retail
portfolios
Claims
secured by
residential
property
Past due
loans
Higher risk
categories
decided by
the Board
Secured by
mortgages
Securitization
positions
Short-term
claims and
short term
corporate
claims on
banks and
intermediary
institutions
Undertakings
for collective
investments
in mutual
funds
Other
receivables
Total
Domestic
43,829,826
1,831,310
397,891
-
-
4,607,301 40,352,024 23,820,150 25,190,180 366,212 11,931,127
-
-
-
-
4,457,583 156,783,604
EU countries
(*)
334,625
-
-
-
-
9,658,866
89,063
6,842
-
2,814
-
-
-
-
-
16,491 10,108,701
OECD countries
-
-
-
-
-
54,993
4,923
-
-
-
-
-
-
-
-
-
59,916
Off-shore banking regions
-
-
-
-
-
-
1,780
-
-
-
-
-
-
-
-
-
1,780
USA, Canada
1,843,013
-
-
-
-
296,915
577,694
-
-
-
-
-
-
-
-
10,750 2,728,372
Other countries
-
44,163
-
-
-
50,486
925,630
1,104
-
-
311,066
-
-
-
-
-
1,332,449
Investment and associates, subsidiaries and joint ventures
-
-
-
-
-
66,264
-
-
-
-
-
-
-
-
-
-
66,264
Undistributed Assets/Liabilities
(**)
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Total
46,007,464 1,875,473
397,891
-
- 14,734,825 41,951,114 23,828,096 25,190,180 369,026 12,242,193
-
-
-
- 4,484,824 171,081,086
(*)
EU countries, OECD countries except USA and Canada.
(**)
The assets and liabilities that can not be distributed according to a consistent base.
(***)
Risk amounts are given before credit risk mitigation, after multiplied by credit risk conversion ratio.