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VAKIFBANK
2014 ANNUAL REPORT
249
TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI AND ITS FINANCIAL SUBSIDIARIES
CONSOLIDATED FINANCIAL REPORT AS AT AND
FOR THE YEAR 31 DECEMBER 2014
(Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.)
CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED CONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE IN NOTE I. OF SECTION THREE
Risk Classification:
Current Year Risk
Amount
Average Risk
Amount
(*)
Claims on sovereigns and Central Banks
52,348,682
47,375,472
Claims on regional governments or local authorities
2,990,873
2,407,535
Claims on administrative bodies and other non-commercial undertakings
1,053,325
764,673
Claims on multilateral development banks
-
-
Claims on international organizations
-
-
Claims on banks and intermediary institutions
16,770,100
14,357,255
Claims on corporate
51,793,913
46,819,372
Claims included in the regulatory retail portfolios
24,732,075
23,261,714
Claims secured by residential property
32,867,468
29,887,421
Past due loans
320,657
338,704
Higher risk categories decided by the Agency
12,635,218
11,653,113
Marketable securities secured by mortgages
-
-
Securitization exposures
-
Short-term claims and short-term corporate claims on banks and intermediary institutions
-
-
Undertakings for collective investments in mutual funds
-
-
Other claims
5,656,295
5,007,540
(*)
Average risk amount is calculated based on the arithmetic average of the monthly risk amounts after conversion for January-December 2014 period.
Risk Classification:
Prior Year Risk
Amount
Average Risk
Amount
(*)
Claims on sovereigns and Central Banks
46,007,464
40,025,315
Claims on regional governments or local authorities
1,875,473
1,434,943
Claims on administrative bodies and other non-commercial undertakings
397,891
295,114
Claims on multilateral development banks
-
39
Claims on international organizations
-
-
Claims on banks and intermediary institutions
14,734,825
14,360,102
Claims on corporate
41,951,114
37,498,684
Claims included in the regulatory retail portfolios
23,828,096
22,368,631
Claims secured by residential property
25,190,180
24,102,576
Past due loans
369,026
340,524
Higher risk categories decided by the Agency
12,242,193
10,026,581
Marketable securities secured by mortgages
-
-
Securitization exposures
-
-
Short-term claims and short-term corporate claims on banks and intermediary institutions
-
-
Undertakings for collective investments in mutual funds
-
-
Other claims
4,484,824
3,970,720
(*)
Average risk amount is calculated based on the arithmetic average of the monthly risk amounts after conversion for January-December 2013 period.