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FINANCIAL HIGHLIGHTS AND RISK MANAGEMENT
CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED UNCONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE NOTE I. OF SECTION THREE
TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI
UNCONSOLIDATED FINANCIAL REPORT FOR THE
YEAR ENDED AT 31 DECEMBER 2014
(Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.)
Risk profile according to sectors and counterparties
(*)
Prior Period
1
2
3
4
5
6
7
8
9
10
11 12 13 14 15
16
TL
FC
Total
Agricultural
44
27 15,451
-
-
-
967,691 318,992 285,059
-
-
-
-
-
-
-
1,166,654 420,610 1,587,264
Farming and raising
livestock
44
27
15,451
-
-
-
637,910
268,394
245,858
-
-
-
-
-
-
-
1,041,004
126,680
1,167,684
Forestry
-
-
-
-
-
-
305,169
30,431
17,202
-
-
-
-
-
-
-
68,506
284,296
352,802
Fishing
-
-
-
-
-
-
24,612
20,167
21,999
-
-
-
-
-
-
-
57,144
9,634
66,778
Manifacturing
-
41 64,494
-
-
- 18,286,642 2,025,240 4,023,585
-
-
-
-
-
-
- 11,657,269 12,742,733 24,400,002
Mining
-
-
19
-
-
-
379,666
67,858
353,435
-
-
-
-
-
-
-
404,441
396,537
800,978
Production
-
21
64,473
-
-
-
12,365,662
1,911,607
3,576,549
-
-
-
-
-
-
-
9,482,613
8,435,699
17,918,312
Electric, Gas, Water
-
20
2
-
-
-
5,541,314
45,775
93,601
-
-
-
-
-
-
-
1,770,215
3,910,497
5,680,712
Construction
269
-
-
-
-
-
5,067,879
1,065,212
3,217,084
-
-
-
-
-
-
-
5,792,755
3,557,689
9,350,444
Services
19,832,981
1,771,202
207,709
-
-
14,211,959
11,837,505
7,890,421
8,033,589
-
311,066
-
-
-
-
-
27,406,058
36,690,374
64,096,432
Wholesale and retail
trade
61
134
6,612
-
-
- 5,769,302 4,412,772 4,892,942
-
-
-
-
-
-
-
11,523,547 3,558,276 15,081,823
Hotel, Food and
Beverage Services
5
7
5
-
-
-
469,492 221,191 1,300,888
-
-
-
-
-
-
-
840,318 1,151,270
1,991,588
Transportation and
Telecommunication
13
-
14,781
-
-
- 3,247,662 2,975,620 981,639
-
-
-
-
-
-
-
4,717,078 2,502,637
7,219,715
Financial Institutions
19,687,863
-
20
-
- 14,211,959 1,549,141
24,861 379,064
-
311,066
-
-
-
-
-
7,271,963 28,892,011 36,163,974
Real Estate and renting
services
-
-
-
-
-
-
204,782
57,917
87,625
-
-
-
-
-
-
-
322,441
27,883
350,324
Self-employment
services
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Education services
52
6
3,870
-
-
-
141,505
37,174 148,115
-
-
-
-
-
-
-
264,690
66,032
330,722
Health and social
services
144,987 1,771,055 182,421
-
-
-
455,621 160,886 243,316
-
-
-
-
-
-
-
2,466,021 492,265
2,958,286
Other
25,373,060
60,040 110,237
-
-
3,261 2,567,306 12,475,292 9,630,863 255,994 11,931,127
-
-
-
- 5,408,492 61,556,770 6,258,902 67,815,672
Total
45,206,354 1,831,310 397,891
-
- 14,215,220 38,727,023 23,775,157 25,190,180 255,994 12,242,193
-
-
-
- 5,408,492 107,579,506 59,670,308 167,249,814
(*)
Risk amounts are given before credit risk mitigation, after multiplied by credit risk conversion ratio.
1- Claims on sovereigns and Central Banks
2- Claims on regional governments or local authorities
3- Claims on administrative bodies and other non-commercial undertakings
4- Claims on multilateral development banks
5- Claims on international organizations
6- Claims on banks and intermediary institutions
7- Claims on corporates
8- Claims included in the regulatory retail portfolios
9- Claims secured by residential property
10- Past due loans
11- Higher risk categories decided by the Board
12- Secured by mortgages
13- Securitization positions
14- Short-term claims and short term corporate claims on banks and intermediary institutions
15- Undertakings for collective investments in mutual funds
16- Other receivables