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FINANCIAL HIGHLIGHTS AND RISK MANAGEMENT
CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED UNCONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE NOTE I. OF SECTION THREE
TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI
UNCONSOLIDATED FINANCIAL REPORT FOR THE
YEAR ENDED AT 31 DECEMBER 2014
(Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.)
The general provision for credit risk amounts to TL 1,603,242 (31 December 2013: TL 1,190,739).
Risk Classifications:
Current Period Risk
Amount
Average Risk
Amount
(*)
Claims on sovereigns and Central Banks
51,627,779
46,770,220
Claims on regional governments or local authorities
2,962,704
2,375,575
Claims on administrative bodies and other non-commercial undertakings
1,053,325
761,467
Claims on multilateral development banks
-
-
Claims on international organizations
-
-
Claims on banks and intermediary institutions
15,420,064
14,658,166
Claims on corporate
48,245,645
43,603,994
Claims included in the regulatory retail portfolios
24,720,962
23,300,626
Claims secured by residential property
32,867,468
29,860,458
Past due loans
240,075
249,719
Higher risk categories decided by the Agency
12,534,696
11,615,182
Marketable securities secured by mortgages
-
-
Securitization exposures
-
-
Short-term claims and short-term corporate claims on banks and intermediary institutions
-
-
Undertakings for collective investments in mutual funds
-
-
Other claims
6,088,226
5,380,484
(*)
Average risk amount is calculated based on the arithmetic average of the monthly risk amounts after conversion for January-December 2014 period.
Risk Classifications:
Prior Period
Risk Amount
Average Risk
Amount
(*)
Claims on sovereigns and Central Banks
45,206,354
38,223,559
Claims on regional governments or local authorities
1,831,310
1,350,015
Claims on administrative bodies and other non-commercial undertakings
397,891
306,869
Claims on multilateral development banks
-
26
Claims on international organizations
-
-
Claims on banks and intermediary institutions
14,215,220
12,825,302
Claims on corporate
38,727,023
33,310,254
Claims included in the regulatory retail portfolios
23,775,157
21,833,328
Claims secured by residential property
25,190,180
23,816,740
Past due loans
255,994
287,109
Higher risk categories decided by the Agency
12,242,193
9,751,510
Marketable securities secured by mortgages
-
-
Securitization exposures
-
-
Short-term claims and short-term corporate claims on banks and intermediary institutions
-
-
Undertakings for collective investments in mutual funds
-
-
Other claims
5,408,492
4,577,994
(*)
Average risk amount is calculated based on the arithmetic average of the monthly risk amounts after conversion for January-December 2013 period.