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139
VAKIFBANK
2014 ANNUAL REPORT
CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED UNCONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE NOTE I. OF SECTION THREE
TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI
UNCONSOLIDATED FINANCIAL REPORT FOR THE
YEAR ENDED AT 31 DECEMBER 2014
(Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.)
Risk profile according to sectors and counterparties
(*)
Current Period
1
2
3
4
5
6
7
8
9
10
11 12 13 14 15
16
TL
FC
Total
Agricultural
91
38 189,639
-
-
-
900,028 383,981 403,997
-
4,692
-
-
-
-
-
1,346,383 536,083 1,882,466
Farming and
raising livestock
91
38
189,639
-
-
-
588,334
333,616
351,702
-
4,261
-
-
-
-
-
1,211,280
256,401
1,467,681
Forestry
-
-
-
-
-
-
280,965
31,160
24,346
-
185
-
-
-
-
-
77,753
258,903
336,656
Fishing
-
-
-
-
-
-
30,729
19,205
27,949
-
246
-
-
-
-
-
57,350
20,779
78,129
Manifacturing
1,004,291
39 160,377
-
-
- 19,899,003 2,485,075 4,843,193
-
7,121
-
-
-
-
- 11,480,951 16,918,148 28,399,099
Mining
-
-
4,644
-
-
-
384,726
94,155
323,949
-
68
-
-
-
-
-
417,284
390,258
807,542
Production
1,004,291
11
153,725
-
-
-
13,505,225
2,351,669
4,361,948
-
6,925
-
-
-
-
-
9,847,425
11,536,369
21,383,794
Electric, Gas, Water
-
28
2,008
-
-
-
6,009,052
39,251
157,296
-
128
-
-
-
-
-
1,216,242
4,991,521
6,207,763
Construction
280
6
1
-
-
- 6,266,898 1,427,900 4,336,534
-
4,491
-
-
-
-
-
6,908,667 5,127,443 12,036,110
Services
30,181,431 2,896,367 608,280
-
- 15,418,766 15,752,768 9,436,412 10,612,815
-
131,531
-
-
-
-
15 55,794,049 29,244,336 85,038,385
Wholesale and
retail trade
279
125
286
-
-
-
6,687,238
5,387,275
6,508,686
-
29,082
-
-
-
-
-
13,904,175
4,708,796
18,612,971
Hotel, Food and
Beverage Services
9
6
78
-
-
-
1,331,135
296,071
1,545,078
-
2,885
-
-
-
-
-
1,000,853
2,174,409
3,175,262
Transportation and
Telecommunication
11
-
240,027
-
-
-
4,255,744
3,392,287
1,353,077
-
9,016
-
-
-
-
-
5,309,017
3,941,145
9,250,162
Financial
Institutions
30,054,333
-
69
-
-
15,418,766
2,500,834
34,796
457,626
-
87,390
-
-
-
-
15
31,086,536
17,467,293
48,553,829
Real Estate and
renting services
-
-
3
-
-
-
299,465
73,037
138,421
-
1,138
-
-
-
-
-
396,997
115,067
512,064
Self-employment
services
-
-
3,786
-
-
-
643
-
-
-
-
-
-
-
-
-
4,429
-
4,429
Education services
74
4
5,067
-
-
-
121,788
49,412
237,724
-
522
-
-
-
-
-
355,770
58,821
414,591
Health and social
services
126,725
2,896,232
358,964
-
-
-
555,921
203,534
372,203
-
1,498
-
-
-
-
-
3,736,272
778,805
4,515,077
Other
20,441,686 66,254 95,027
-
-
1,298 5,426,948 10,987,594 12,670,929 240,075 12,386,861
-
-
-
- 6,088,212 46,766,457 21,638,427 68,404,884
Total
51,627,779 2,962,704 1,053,324
-
- 15,420,064 48,245,645 24,720,962 32,867,468 240,075 12,534,696
-
-
-
- 6,088,227 122,296,507 73,464,437 195,760,944
(*)
Risk amounts are given before credit risk mitigation, after multiplied by credit risk conversion ratio.
1- Claims on sovereigns and Central Banks
2- Claims on regional governments or local authorities
3- Claims on administrative bodies and other non-commercial undertakings
4- Claims on multilateral development banks
5- Claims on international organizations
6- Claims on banks and intermediary institutions
7- Claims on corporates
8- Claims included in the regulatory retail portfolios
9- Claims secured by residential property
10- Past due loans
11- Higher risk categories decided by the Board
12- Secured by mortgages
13- Securitization positions
14- Short-term claims and short term corporate claims on banks and intermediary institutions
15- Undertakings for collective investments in mutual funds
16- Other receivables