VAKIFBANK
ANNUAL REPORT 2015
44
VakıfBank continued in 2015 to
provide its full
support to SMEs
which are members of Chambers of
Industry and Commerce.
INCREASING ITS CASH LOANS BY 19.47%
IN 2015, VAKIFBANK CONTINUED TO GIVE
ITS FULL SUPPORT FOR SME CUSTOMERS.
VakıfBank accurately analyzed the needs
of SMEs, which are the driving force of the
economy, and continued to stand by SMEs in
2015 with non-financial products and services,
continuing its consistent growth in the SME
Banking segment.
2015 PERFORMANCE
On the basis of the provisions for the
“Regulation on Definition, Classification and
Qualifications of Small and Medium Size
Enterprises,” VakıfBank continued supporting
SME customers in 2015; cash loans increased by
19.47% compared to the previous year.
VakıfBank continued to develop innovative
products to meet the specific needs of SME
customers in 2015:
–
–
As part of the “KOSGEB Partnership program”
initiated through a protocol signed by
VakıfBank and KOSGEB, enterprises who have
up-to-date SME certificates registered to the
KOSGEB database were offered a specially
designed loan product, as well as interest
rate advantages in certain loans, special
discounts in banking products and services,
as well as exemptions.
–– In the scope of the Greater Anatolia
Guarantee Facility program signed by
the Bank and EIB, a loan facility of EUR
100 million was secured to meet the
financing needs of SMEs and commercial
firms in the Regions with Development
Priority, (43 provinces in the 12 NUTS
regions).
–
–
The Credit Guarantee Fund (KGF) and the
Bank reached a new protocol to regulate
“loan guarantee transactions in the scope of
Treasury support” and the Treasury-supported
KGF guarantee scheme was accordingly
revised.
–
–
In the scope of a protocol signed by
VakıfBank and The Banks Association of
Turkey (TBB), the Bank can intermediate in
services such as “Loan Limit/Loan Risk and
Unliquidated Liabilities Report, Dishonored
Cheque and Paid Cheque Report, Protested
Bill Report and Negative Retail Loan Report”
made available by TBB to commercial and
retail customers.
–
–
The Bank’s system was integrated with
“Letter of Guarantee Inquiry System” (TMDS)
launched by the Credit Registry Agency
(KKB). As such, addressees who hold letters
of guarantee issued by banks can check for
the validity of the letter addressed to them.
SME BANKING
REVIEW OF OPERATIONS IN 2015
WITH HIGH ENERGY
THE DYNAMIC BANK
