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318

FINANCIAL HIGHLIGHTS AND RISK MANAGEMENT

INTERNATIONAL

CREDIT RATINGS

Standard & Poor’s

(*)

(June, 2014)

Foreign Currency Credit

BB+ / Negative / B

Local Currency Credit

BB+ / Negative / B

National Rating

trAA+/-/trA-1

Continuity Rating

NR

Moody’s

(*)

(December, 2014)

Bank Financial Strength (Bank Credit Evaluation)

D + (ba1)

Local Currency Deposit

Baa3/P-3

Local Currency Outlook

Negative

Foreign Currency Deposit

Baa3/P-3

Foreign Currency Outlook

Stable

Fitch Ratings

(*)

(January, 2015)

Long-Term Foreign Currency

BBB-

Short Term Foreign Currency

F3

Foreign Currency Outlook

Stable

Long Term Local Currency

BBB

Short Term Local Currency

F3

Local Currency Outlook

Stable

Long-Term National

AAA (tur)

National Outlook

Stable

Support Rating

2

Support Rating Floor

BBB-

Financial Capacity Rating

bbb-

Capital Intelligence

(*)

(December, 2014)

Financial Strength

BBB-

Short-Term Foreign Currency

B

Long-Term Foreign Currency

BB+

Support Rating

2

Outlook

Stable

(*)

Most recent dates of changes in credit ratings and outlooks.