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PART III: FINANCIAL HIGHLIGHTS AND RISK MANAGEMENT
CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED CONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE IN NOTE I. OF SECTION THREE
TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI AND
ITS FINANCIAL SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS AS AT AND
FOR THE YEAR ENDED 31 DECEMBER 2015
(Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.)
Information about market and credit risk concentration in credit risk mitigation
Market risk and credit risk concentrations are carefully avoided.
Information about guarantees according to risk classifications
Information about guarantees according to risk classifications is shown in the table below:
Risk Classification-Current Period
Amount
Financial
Guarantees
Other/Physical
Guarantees
Guarantees and
Credit Derivatives
Claims on sovereigns and Central Banks
57,024,024
7,162,734
-
-
Claims on regional governments or local authorities
3,701,832
14,358
-
-
Claims on administrative bodies and other non-commercial undertakings
1,110,567
25,077
-
-
Claims on multilateral development banks
219
-
-
-
Claims on international organizations
-
-
-
-
Claims on banks and intermediary institutions
10,498,291
3,081,086
-
-
Claims on corporates
62,902,098
789,622
-
1,688,920
Claims included in the regulatory retail portfolios
28,722,154
244,557
-
-
Claims secured by residential property
39,642,054
-
-
-
Past due loans
908,934
-
-
-
Higher risk categories decided by the Agency
11,406,846
16,000
-
-
Marketable securities secured by mortgages
-
-
-
-
Securitization positions
-
-
-
-
Short-term claims and short-term corporate claims on banks and intermediary
institutions
-
-
-
-
Undertakings for collective investments in mutual funds
-
-
-
-
Other claims
7,429,686
-
-
-
Total
223,346,705 11,333,434
-
1,688,920
Risk Classification-Prior Period
Amount
Financial
Guarantees
Other/Physical
Guarantees
Guarantees and
Credit Derivatives
Claims on sovereigns and Central Banks
52,348,682
4,810,208
-
-
Claims on regional governments or local authorities
2,990,873
19,276
-
-
Claims on administrative bodies and other non-commercial undertakings
1,053,325
63,400
-
-
Claims on multilateral development banks
-
-
-
-
Claims on international organizations
-
-
-
-
Claims on banks and intermediary institutions
16,770,100
7,032,378
-
-
Claims on corporates
51,793,913
514,692
-
634,888
Claims included in the regulatory retail portfolios
24,732,075
199,482
-
-
Claims secured by residential property
32,867,468
-
-
-
Past due loans
320,657
-
-
-
Higher risk categories decided by the Agency
12,635,218
15,115
-
-
Marketable securities secured by mortgages
-
-
-
-
Securitization positions
-
-
-
-
Short-term claims and short-term corporate claims on banks and intermediary
institutions
-
-
-
-
Undertakings for collective investments in mutual funds
-
-
-
-
Other claims
5,656,295
-
-
-
Total
201,168,606 12,654,551
-
634,888
