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FINANCIAL HIGHLIGHTS AND RISK MANAGEMENT
CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED UNCONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE NOTE I. OF SECTION THREE
TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI
UNCONSOLIDATED FINANCIAL REPORT FOR THE
YEAR ENDED AT 31 DECEMBER 2014
(Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.)
III. INFORMATION AND DISCLOSURES RELATED TO OFF-BALANCE SHEET ITEMS
1. Disclosures related to other contingent liabilities
Type and amount of irrevocable commitments
Current Period
Prior period
Commitments for credit card limits
7,641,987
6,261,117
Loan granting commitments
8,053,342
6,730,503
Commitments for cheque payments
1,638,976
1,320,438
Asset purchase sale commitments
2,686,862
4,175,776
Other
272,131
261,822
Total
20,293,298
18,749,656
Type and amount of possible losses from off-balance sheet items including those referred to below
Guarantees, bills of exchange and acceptances and other letters of credit which can be counted as financial collateral
The Bank provided specific provision amounting to TL 63,030 (31 December 2013: TL 54,771) for unliquidated non-cash loans recorded under off-balance sheet
items, amounting to TL 129,638 (31 December 2013: TL 114,834).
Final guarantees, provisional guarantees, sureties and similar transactions
Current Period
Prior Period
Final letters of guarantee
7,737,748
6,262,616
Letters of guarantee for advances
2,603,790
2,617,441
Provisional letters of guarantee
1,107,255
780,782
Letters of guarantee given to custom offices
913,389
650,221
Other letters of guarantee
9,090,289
7,584,524
Total
21,452,471
17,895,584
2. Non-cash loans
Current Period
Prior Period
Non-cash loans given for cash loan risks
2,905,607
1,424,617
With original maturity of 1 year or less
1,846,045
915,858
With original maturity of more than 1 year
1,059,562
508,759
Other non-cash loans
25,728,316
21,916,762
Total
28,633,923
23,341,379