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FINANCIAL HIGHLIGHTS AND RISK MANAGEMENT
CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED UNCONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE NOTE I. OF SECTION THREE
TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI
UNCONSOLIDATED FINANCIAL REPORT FOR THE
YEAR ENDED AT 31 DECEMBER 2014
(Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.)
Consumer loans, retail credit cards, personnel loans and personnel credit cards
Short-Term
Medium and
Long-Term
Total
Consumer Loans – TL
367,436
27,841,867
28,209,303
Housing Loans
6,184
14,309,704
14,315,888
Automobile Loans
4,180
431,240
435,420
General Purpose Loans
296,214
11,152,980
11,449,194
Other
60,858
1,947,943
2,008,801
Consumer Loans – FC indexed
-
-
-
Housing Loans
-
-
-
Automobile Loans
-
-
-
General Purpose Loans
-
-
-
Other
-
-
-
Consumer Loans – FC
-
-
-
Housing Loans
-
-
-
Automobile Loans
-
-
-
General Purpose Loans
-
-
-
Other
-
-
-
Retail Credit Cards – TL
3,010,894
72,025
3,082,919
With Installment
1,337,216
53,246
1,390,462
Without Installment
1,673,678
18,779
1,692,457
Retail Credit Cards – FC
1,433
-
1,433
With Installment
-
-
-
Without Installment
1,433
-
1,433
Personnel Loans – TL
2,783
35,212
37,995
Housing Loan
-
-
-
Automobile Loans
-
-
-
General Purpose Loans
2,680
34,776
37,456
Other
103
436
539
Personnel Loans – FC indexed
-
-
-
Housing Loans
-
-
-
Automobile Loans
-
-
-
General Purpose Loans
-
-
-
Other
-
-
-
Personnel Loans – FC
-
-
-
Housing Loans
-
-
-
Automobile Loans
-
-
-
General Purpose Loans
-
-
-
Other
-
-
-
Personnel Credit Cards – TL
47,872
123
47,995
With Installment
18,454
104
18,558
Without Installment
29,418
19
29,437
Personnel Credit Cards – FC
92
-
92
With Installment
-
-
-
Without Installment
92
-
92
Overdraft Checking Accounts – TL (Real persons)
1,470,746
-
1,470,746
Overdraft Checking Accounts – FC (Real persons)
70
-
70
Total
4,901,326
27,949,227
32,850,553