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PART III: FINANCIAL HIGHLIGHTS AND RISK MANAGEMENT
Market Share (%)
2011
2012
2013
2014
2015
SECURITIES PORTFOLIO
6.7
6.8
7.6
7.7
7.5
LOANS
8.4
8.5
8.3
8.4
8.3
Commercial Loans
7.9
8.2
7.8
8.1
7.9
Retail Loans
9.4
9.1
9.2
9.2
9.5
NON-PERFORMING LOANS (NET)
2.8
4.6
3.7
2.5
6.7
Non-Performing Loans (Gross)
11.4
11.6
11.9
10.9
10.2
Special Provisions (-)
13.6
14
14.5
13.9
11.4
DEPOSITS
8.8
8.7
8.6
8.7
8.8
Term Deposits
9
8.9
8.8
8.8
8.9
Demand Deposits
7.5
7.9
7.7
8.5
8.5
TOTAL FUNDS BORROWED
4.7
4.0
4.8
5.3
7.0
GUARANTEES AND COMMITMENTS
7.2
7.1
7.0
7.5
7.2
TOTAL ASSETS
7.3
7.6
7.8
7.9
7.8
SHAREHOLDERS' EQUITY
6.4
6.6
6.5
6.4
6.4
NET PROFIT OR LOSS
6.2
6.2
6.4
7.1
7.4
Sector ratios and market shares are calculated using the BRSA’s Monthly Bulletins.
