333
PART III: FINANCIAL HIGHLIGHTS AND RISK MANAGEMENT
Assets (TL million)
2011
2012
2013
2014
2015
Change (%)
2014-2015
Cash and banks (including Interbank money markets)
9,457
14,283
21,607
24,456
26,719
9.26
Securities
19,111
18,381
21,692
23,179
24,452
5.49
Loans
57,201
67,868
86,496
104,343
122,974
17.86
Commercial loans
36,097
43,607
56,009
71,493
86,364
20.80
Retail loans
21,104
24,261
30,488
32,851
36,611
11.45
Non-performing loans (net)
109
265
256
240
806
235.80
Non-performing loans (gross)
2,157
2,725
3,531
3,974
4,850
22.04
Special provisions (-)
2,048
2,460
3,275
3,734
4,044
8.29
Affiliates and subsidiaries
865
1,310
1,611
1,737
1,875
7.92
Tangible fixed assets
1,094
1,135
1,224
1,455
2,378
63.46
Other assets
1,350
1,339
2,610
2,808
3,743
33.29
Total
89,184 104,580 135,496 158,218 182,947
15.63
Liabilities (TL million)
2011
2012
2013
2014
2015
Change (%)
2014-2015
Deposits
60,939
67,242
81,533
91,757
109,923
19.80
Term deposits
51,872
56,332
67,856
74,944
89,645
19.62
Demand deposits
9,067
10,910
13,677
16,813
20,278
20.61
Interbank money market
5,940
8,490
14,477
16,385
12,744
-22.22
Funds borrowed
8,237
7,475
11,405
14,927
18,556
24.31
Subordinated loans
0
1,640
1,974
2,138
4,169
95.01
Securities issued
495
2,430
6,885
10,458
10,548
0.86
Provisions
1,283
1,641
2,014
2,437
2,924
19.97
Shareholders’ equity
9,298
11,918
12,616
14,772
16,768
13.51
Paid-in capital
2,500
2,500
2,500
2,500
2,500
-
Profit or loss
1,227
1,460
1,586
1,753
1,930
10.09
Retained earnings or loss
0
0
0
0
0
-
Net profit or loss
1,227
1,460
1,586
1,753
1,930
10.09
Other liabilities
2,291
3,743
4,592
5,344
7,316
36.91
Total
89,184 104,580 135,496 158,218 182,947
15.63
FIVE-YEAR SUMMARY FINANCIAL INFORMATION
