VAKIFBANK
2015 ANNUAL REPORT
146
CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED UNCONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE NOTE I. OF SECTION THREE
TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI
UNCONSOLIDATED FINANCIAL REPORT
FOR THE YEAR ENDED 31 DECEMBER 2015
(Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.)
Risk profile according to sectors and counterparties
(*)
Current Period
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
TL
FC
Total
Agricultural
2,415
105
26,352
-
-
-
1,034,594
439,998
705,330
-
59,685
-
-
-
-
-
1,745,859
522,620 2,268,479
Farming and raising livestock
2,018
105
26,352
-
-
-
716,272
395,678
647,325
-
59,637
-
-
-
-
-
1,610,229
237,158
1,847,387
Forestry
394
-
-
-
-
-
281,846
22,702
32,854
-
39
-
-
-
-
-
81,642
256,193
337,835
Fishing
3
-
-
-
-
-
36,476
21,618
25,151
-
9
-
-
-
-
-
53,988
29,269
83,257
Manufacturing
1,045
740
193,617
-
-
-
24,949,102 2,623,726 5,560,093
-
6,130
-
-
-
-
-
12,342,475 20,991,978 33,334,453
Mining
-
-
3,673
-
-
-
1,129,091
91,198
196,693
-
216
-
-
-
-
-
446,410
974,461
1,420,871
Production
980
30
97,208
-
-
-
16,760,236
2,487,187
5,194,456
-
5,794
-
-
-
-
-
10,474,961
14,070,930
24,545,891
Electric, Gas, Water
65
710
92,736
-
-
-
7,059,775
45,341
168,944
-
120
-
-
-
-
-
1,421,104
5,946,587
7,367,691
Construction
41
226
354
-
-
-
8,221,628 1,509,264 5,041,111
-
3,381
-
-
-
-
-
8,643,345 6,132,657 14,776,002
Services
36,310,616 3,634,970
634,288
216
-
9,413,986 18,404,525 9,966,610 13,806,939
-
147,885
-
-
-
-
79,253 59,036,822 33,362,469 92,399,291
Wholesale and retail trade
4,975
3,765
98,715
-
-
-
6,943,554
5,617,739
8,146,349
-
18,612
-
-
-
-
-
15,999,111
4,834,598
20,833,709
Hotel, Food and Beverage Services
14
1,026
622
-
-
-
1,761,395
295,384
2,560,578
-
2,137
-
-
-
-
-
1,206,465
3,414,691
4,621,156
Transportation and
Telecommunication
54
8,501
34,502
-
-
-
5,754,094
3,646,731
1,758,500
-
6,977
-
-
-
-
-
5,983,473
5,225,886
11,209,359
Financial Institutions
36,137,083
11
100,192
216
-
9,413,986
2,850,082
35,139
465,128
-
117,937
-
-
-
-
79,253
30,545,128
18,653,902
49,199,030
Real Estate and renting services
-
-
4
-
-
-
303,987
86,614
183,413
-
449
-
-
-
-
-
392,409
182,058
574,467
Self-employment services
159
724
2,444
-
-
-
288
-
-
-
-
-
-
-
-
-
3,615
-
3,615
Education services
4,995
48
8,889
-
-
-
127,201
67,764
272,888
-
258
-
-
-
-
-
430,342
51,701
482,043
Health and social services
163,336
3,620,895
388,920
-
-
-
663,924
217,239
420,083
-
1,515
-
-
-
-
-
4,476,279
999,633
5,475,912
Other
19,876,340
65,232
227,785
2
-
-
5,897,568 14,172,797 14,528,581
806,175 11,066,001
-
-
-
-
7,402,505 50,478,546 23,564,440 74,042,986
Total
56,190,457 3,701,273 1,082,396
218
-
9,413,986 58,507,417 28,712,395 39,642,054
806,175 11,283,082
-
-
-
-
7,481,758 132,247,047 84,574,164 216,821,211
(*)
Risk amounts are given before credit risk mitigation, after multiplied by credit risk conversion ratio.
1- Claims on sovereigns and Central Banks
2- Claims on regional governments or local authorities
3- Claims on administrative bodies and other non-commercial undertakings
4- Claims on multilateral development banks
5- Claims on international organizations
6- Claims on banks and intermediary institutions
7- Claims on corporates
8- Claims included in the regulatory retail portfolios
9- Claims secured by residential property
10- Past due loans
11- Higher risk categories decided by the Board
12- Secured by mortgages
13- Securitization positions
14- Short-term claims and short term corporate claims on banks and intermediary institutions
15- Undertakings for collective investments in mutual funds
16- Other receivables
