147
PART III: FINANCIAL HIGHLIGHTS AND RISK MANAGEMENT
CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED UNCONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE NOTE I. OF SECTION THREE
TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI
UNCONSOLIDATED FINANCIAL REPORT
FOR THE YEAR ENDED 31 DECEMBER 2015
(Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.)
Risk profile according to sectors and counterparties
(*)
Prior Period
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
TL
FC
Total
Agricultural
91
38
189,639
-
-
-
900,028
383,981
403,997
-
4,692
-
-
-
-
-
1,346,383
536,083 1,882,466
Farming and raising livestock
91
38
189,639
-
-
-
588,334
333,616
351,702
-
4,261
-
-
-
-
-
1,211,280
256,401
1,467,681
Forestry
-
-
-
-
-
-
280,965
31,160
24,346
-
185
-
-
-
-
-
77,753
258,903
336,656
Fishing
-
-
-
-
-
-
30,729
19,205
27,949
-
246
-
-
-
-
-
57,350
20,779
78,129
Manufacturing
1,004,291
39
160,377
-
-
-
19,899,003 2,485,075 4,843,193
-
7,121
-
-
-
-
-
11,480,951 16,918,148 28,399,099
Mining
-
-
4,644
-
-
-
384,726
94,155
323,949
-
68
-
-
-
-
-
417,284
390,258
807,542
Production
1,004,291
11
153,725
-
-
-
13,505,225
2,351,669
4,361,948
-
6,925
-
-
-
-
-
9,847,425
11,536,369
21,383,794
Electric, Gas, Water
-
28
2,008
-
-
-
6,009,052
39,251
157,296
-
128
-
-
-
-
-
1,216,242
4,991,521
6,207,763
Construction
280
6
1
-
-
-
6,266,898 1,427,900 4,336,534
-
4,491
-
-
-
-
-
6,908,667 5,127,443 12,036,110
Services
30,181,431 2,896,367
608,280
-
-
15,418,766 15,752,768 9,436,412 10,612,815
-
131,531
-
-
-
-
15 55,794,049 29,244,336 85,038,385
Wholesale and retail trade
279
125
286
-
-
-
6,687,238
5,387,275
6,508,686
-
29,082
-
-
-
-
-
13,904,175
4,708,796
18,612,971
Hotel, Food and Beverage Services
9
6
78
-
-
-
1,331,135
296,071
1,545,078
-
2,885
-
-
-
-
-
1,000,853
2,174,409
3,175,262
Transportation and
Telecommunication
11
-
240,027
-
-
-
4,255,744
3,392,287
1,353,077
-
9,016
-
-
-
-
-
5,309,017
3,941,145
9,250,162
Financial Institutions
30,054,333
-
69
-
-
15,418,766
2,500,834
34,796
457,626
-
87,390
-
-
-
-
15
31,086,536
17,467,293
48,553,829
Real Estate and renting services
-
-
3
-
-
-
299,465
73,037
138,421
-
1,138
-
-
-
-
-
396,997
115,067
512,064
Self-employment services
-
-
3,786
-
-
-
643
-
-
-
-
-
-
-
-
-
4,429
-
4,429
Education services
74
4
5,067
-
-
-
121,788
49,412
237,724
-
522
-
-
-
-
-
355,770
58,821
414,591
Health and social services
126,725
2,896,232
358,964
-
-
-
555,921
203,534
372,203
-
1,498
-
-
-
-
-
3,736,272
778,805
4,515,077
Other
20,441,686
66,254
95,027
-
-
1,298 5,426,948 10,987,594 12,670,929
240,075 12,386,861
-
-
-
-
6,088,212 46,766,457 21,638,427 68,404,884
Total
51,627,779 2,962,704 1,053,324
-
-
15,420,064 48,245,645 24,720,962 32,867,468
240,075 12,534,696
-
-
-
-
6,088,227 122,296,507 73,464,437 195,760,944
(*)
Risk amounts are given before credit risk mitigation, after multiplied by credit risk conversion ratio.
1-Claims on sovereigns and Central Banks
2-Claims on regional governments or local authorities
3-Claims on administrative bodies and other non-commercial undertakings
4-Claims on multilateral development banks
5-Claims on international organizations
6-Claims on banks and intermediary institutions
7-Claims on corporates
8-Claims included in the regulatory retail portfolios
9-Claims secured by residential property
10-Past due loans
11-Higher risk categories decided by the Board
12-Secured by mortgages
13-Securitization positions
14-Short-term claims and short term corporate claims on banks and intermediary institutions
15-Undertakings for collective investments in mutual funds
16-Other receivables
