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Market Share (%)
2009
2010
2011
2012
2013
SECURITIES PORTFOLIO
7.0
6.3
6.7
6.8
7.6
LOANS
8.8
8.5
8.4
8.5
8.3
Commercial Loans
9.2
8.5
7.9
8.2
7.8
Retail Loans
7.8
8.6
9.4
9.1
9.2
NON-PERFORMING LOANS (NET)
3.7
0.8
2.8
4.6
3.7
Non-Performing Loans (Gross)
9.7
11.4
11.4
11.6
11.9
Special Provisions (-)
10.9
13.4
13.6
14
14.5
DEPOSITS
8.7
7.7
8.8
8.7
8.6
Term Deposits
8.9
7.8
9
8.9
8.8
Demand Deposits
7.4
7.4
7.5
7.9
7.7
TOTAL FUNDS BORROWED
4.7
4.9
4.7
4.0
4.1
GUARANTEES AND COMMITMENTS
6.8
6.9
7.2
7.1
7.0
TOTAL ASSETS
7.8
7.3
7.3
7.6
7.8
SHAREHOLDERS‘ EQUITY
6.7
6.4
6.4
6.6
6.5
NET PROFIT OR LOSS
6.2
5.2
6.2
6.2
6.4
(1) Gross Non-Performing Loans are included in Total Loans.
(2) Average values are calculated as the arithmetic average of the current and prior year data.
(3) Operating income = Net interest income + Net Fees and Commissions Income. + Dividend Income + Net Trading P/L + Other Operating Income + Subsidiaries and Associates’ P/L.
(4) Sector ratios and market shares are calculated using the BRSA’s Monthly Bulletins.
VAKIFBANK ANNUAL REPORT 2013
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