Page 286 - VKF_FRAE_2013

Basic HTML Version

Türkiye Vakıflar Bankası Türk Anonim Ortaklığı
and Its Financial Subsidiaries Consolidated Financial Report as at and
For the Year Ended 31 December 2013
(Currency: Thousands of Turkish Lira (“TL”))
Convenience Translation of the Consolidated Financial Statements and Related Disclosures and Footnotes Originally Issued in Turkish, See Section 3 Note I
3.Sectoral risk concentrations of non-cash loans
Current Year
Previous Year
TL
%
FC
%
TL
%
FC
%
Agricultural
82,111
0.57 102,147
1.13 92,687
0.87 84,946
1.27
Farming and cattle
73,609
0.51
88,829
0.98
81,708
0.77
82,841
1.24
Forestry
6,919
0.05
11,003
0.12
9,635
0.09
72
0.00
Fishing
1,583
0.01
2,315
0.03
1,344
0.01
2,033
0.03
Manufacturing
6,294,048
43.89 4,055,439
44.73 4,280,981
40.56 3,512,758
52.45
Mining
157,070
1.10
65,192
0.72
77,796
0.74
36,845
0.55
Production
3,598,968
25.10 3,836,908
42.32 2,844,747
26.95 3,313,737
49.48
Electric, gas and water
2,538,010
17.70 153,339
1.69 1,358,438
12.87 162,176
2.42
Construction
2,676,835
18.67 2,194,165
24.20 1,723,297
16.33 1,180,504
17.63
Services
4,954,666
34.55 2,666,356
29.41 4,039,704
38.28 1,573,323
23.50
Wholesale and retail trade
1,995,623
13.92 1,149,683
12.68 1,683,751
15.95 616,199
9.20
Hotel, food and beverage Services
100,888
0.70
19,908
0.22
60,022
0.57
10,776
0.16
Transportation and Telecommunication 833,163
5.81 1,405,673
15.50 506,082
4.79 667,048
9.96
Financial institutions
1,344,214
9.37
38,324
0.42 1,219,537
11.56
47,245
0.71
Real estate and renting Services
185,000
1.29
14,871
0.16 106,847
1.01 154,104
2.30
Self-employment services
373,920
2.61
24,229
0.27 326,272
3.10
65,459
0.98
Education services
15,556
0.11
1,644
0.02
11,853
0.11
-
-
Health and social services
106,302
0.74
12,024
0.13 125,340
1.19
12,492
0.19
Others
332,451
2.32 48,488
0.53 417,877
3.96 344,960
5.15
Total
14,340,111 100.00 9,066,595 100.00 10,554,546
100.00 6,696,491
100.00
4. Information on the non-cash loans classified as first and second group
Current Year
Group I
Group II
TL
FC
TL
FC
Letters of guarantee
14,118,035
3,579,601
85,579
5,476
Confirmed bills of exchange and acceptances
12,129
1,039,635
-
514
Letters of credit
7,866
4,381,798
-
232
Endorsements
-
-
-
-
Purchase guarantees for securities issued
-
-
-
-
Factoring guarantees
52,069
6,666
-
-
Other guarantees and sureties
-
1,919
-
-
Total Non-Cash Loans
14,138,030
8,996,714
85,579
6,222
286