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Türkiye Vakıflar Bankası Türk Anonim Ortaklığı
and Its Financial Subsidiaries Consolidated Financial Report as at and
For the Year Ended 31 December 2013
(Currency: Thousands of Turkish Lira (“TL”))
Convenience Translation of the Consolidated Financial Statements and Related Disclosures and Footnotes Originally Issued in Turkish, See Section 3 Note I
Information on non-performing loans (Net)
Information on non-performing loans and other receivables restructured or rescheduled
Group III
Group IV
Group V
Loans and receivables with
limited collectibility
Loans and receivables with
doubtful collectibility
Uncollectible
loans and receivables
Current year
46,682
72,045
65,263
(Gross amounts before the specific reserves)
Loans and other receivables which are restructured
-
-
-
Rescheduled loans and other receivables
46,682
72,045
65,263
Previous year
37,448
55,374
67,590
(Gross amounts before the specific reserves)
Loans and other receivables which are restructured
-
-
-
Rescheduled loans and other receivables
37,448
55,374
67,590
Movements in non-performing loan groups
Group III
Group IV
Group V
Loans and receivables
with limited collectibility
Loans and receivables
with doubtful collectibility
Uncollectible loans
and receivables
Balance at the beginning of the year
370,402
520,449
1,925,976
Additions (+)
1,522,266
52,504
89,247
Transfers from other categories of loans under follow-up (+)
(*)
-
1,267,949
979,526
Transfers to other categories of loans under follow-up (-)
(*)
1,302,982
1,030,761
103,565
Collections (-)
177,486
148,365
230,026
Write-offs (-)
-
-
1,548
Corporate and commercial loans
-
-
232
Retail loans
-
-
-
Credit cards
-
-
-
Others
-
-
1,316
Currency differences
-
-
2,879
Balance at the end of the year
412,200
661,776
2,662,489
Specific provisions (-)
83,075
660,691
2,623,687
Net balance on balance sheet
329,125
1,085
38,802
(*)
Loans that are transferred from non-performing loans to restructured loans are presented in the Transfers to other categories of loans under follow-up lines.
Uncollectible loans and other receivables are collected through liquidation of collaterals and legal follow-up.
Information on non-performing loans and other receivables in foreign currencies
Group III
Group IV
Group V
Loans and receivables
with limited collectibility
Loans and receivables with
doubtful collectability
Uncollectible loans and
receivables
Current Year
Balance at the end of the year
33,864
1,980
324,226
Specific provisions (-)
6,773
1,980
321,412
Net balance on balance sheet
27,091
-
2,814
Previous Year
Balance at the end of the year
18,304
13,775
301,918
Specific provisions (-)
3,487
13,754
290,607
Net balance on balance sheet
14,817
21
11,311
266