12
KEY RATIOS
LOANS / TOTAL ASSETS
(%)
63.8
64.9
64.1
60.6
53.1
2013
2012
2011
2010
2009
LOANS / DEPOSITS
(%)
106.1
100.9
93.9
94.0
77.1
2013
2012
2011
2010
2009
RETAIL LOANS / TOTAL LOANS
(%)
35.2
35.7
36.9
33.2
29.5
2013
2012
2011
2010
2009
VakıfBank’s total loans to assets ratio
was 63.8% in 2013.
Standing out with its strong deposit
structure, VakıfBank’s total loan to
deposit ratio was 106.1% in 2013.
With a rich product portfolio,
VakıfBank’s retail loans to total loans
ratio was 35.2% in 2013.
Giving confidence to stakeholders
with its stable capital structure,
VakıfBank’s equity to total liabilities
ratio was 9.3% in 2013.
-106 bps
+516 bps
-50 bps
-208 bps
SHAREHOLDERS’ EQUITY / TOTAL LIABILITIES
(%)
9.3
11.4
10.4
11.6
11.4
2013
2012
2011
2010
2009