VKF_FRAE_2018_uyg11

VakıfBank Annual Report 2018 517 FIVE-YEAR SUMMARY FINANCIAL INFORMATION ASSETS (TL Thousand) 2014 2015 2016 2017 2018 Cash and Banks (including mm) 24,455,599 26,719,055 28,255,619 42,184,754 37,273,082 Securities Portfolio 23,178,509 24,451,698 25,999,793 30,316,048 49,054,049 Loans 104,343,442 122,974,478 146,618,992 182,932,228 221,606,750 Commercial Loans 71,492,889 86,363,710 105,581,895 134,979,672 170,194,709 Retail Loans 32,850,553 36,610,768 41,037,097 47,952,556 51,412,041 Non-Performing Loans 3,974,372 4,850,213 6,413,503 7,638,206 10,800,157 Credit-Impaired (Stage III) 3,734,297 4,044,038 5,320,120 6,598,819 8,019,949 Subsidiaries and Affiliates 1,736,982 1,874,609 2,096,602 2,563,016 3,051,217 Tangible Fixed Assets 1,454,883 2,378,114 2,637,742 2,729,756 4,186,187 Other Assets 2,808,236 3,742,995 5,837,774 8,806,521 16,244,589 TOTAL ASSETS 158,217,726 182,947,124 212,539,905 270,571,710 331,355,641 LIABILITIES (TL Thousand) 2014 2015 2016 2017 2018 Deposits 91,756,968 109,922,534 123,838,377 155,277,122 179,407,907 Term Deposits 74,944,145 89,644,574 99,404,340 125,159,851 143,326,141 Demand Deposits 16,812,823 20,277,960 24,434,037 30,117,271 36,081,766 Money Markets 16,385,302 12,744,041 12,895,334 22,270,837 28,723,737 Loans Borrowed 14,927,048 18,555,997 24,193,770 28,307,621 41,349,836 Subordinated Loans 2,138,030 4,169,474 5,031,213 5,935,969 13,022,023 Securities Issued 10,457,757 10,547,759 14,707,745 19,485,098 22,347,064 Provisions 2,437,139 2,923,772 3,224,092 3,412,482 2,271,359 Shareholders’ Equity 14,771,750 16,767,548 19,238,711 23,257,818 28,350,190 Paid-in Capital 2,500,000 2,500,000 2,500,000 2,500,000 2,500,000 Profit or Loss 1,753,273 1,930,109 2,703,042 3,723,383 4,725,138 Profit/Loss in the Previous Year 0 0 0 0 570,816 Net Period Profit/Loss 1,753,273 1,930,109 2,703,042 3,723,383 4,154,322 Other Liabilities 5,343,732 7,315,999 9,410,663 12,624,763 15,883,525 TOTAL LIABILITIES 158,217,726 182,947,124 212,539,905 270,571,710 331,355,641 INCOME STATEMENT (TL Thousand) 2014 2015 2016 2017 2018 Interest Income 11,373,587 13,630,050 16,557,626 21,444,094 33,953,817 Interest Expenses 6,722,109 8,143,569 9,590,985 12,822,668 23,113,130 Net Interest Income 4,651,478 5,486,481 6,966,641 8,621,426 10,840,687 Net Fees and Commissions 709,334 921,084 980,883 1,330,665 2,293,210 Dividend Income 66,288 62,219 91,753 93,561 129,624 Trading Income (Net) 123,513 32,951 379,677 19,128 417,655 Foreign Exchange Income (Net) 99,606 66,523 104,136 145,084 225,980 Other Operating Income 1,345,534 1,048,278 954,031 1,673,529 2,003,613 Total Operating Income 6,995,753 7,617,536 9,477,121 11,883,393 13,718,987 Operating Expenses 1,232,995 1,380,439 1,488,861 1,768,758 2,191,782 Provisions for Loans and Other Receivables 1,671,867 1,537,060 2,246,514 2,787,533 4,883,505 Other Operating Expenses 1,877,215 2,229,744 2,346,222 2,651,970 3,681,555 Operating Income 2,213,676 2,470,293 3,395,524 4,675,132 5,153,927 Net Profit/Loss 1,753,273 1,930,109 2,703,042 3,723,383 4,154,322