VKF_FRAE_2018_uyg11

VakıfBank Annual Report 2018 491 CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED CONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE IN NOTE I. OF SECTION THREE TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI AND ITS FINANCIAL SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED DECEMBER 31, 2018 (Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) 3. Sectoral risk concentrations of non-cash loans Current Period - December 31, 2018 TL % FC % Agricultural 32,052 0.08 59,331 0.21 Farming and Cattle 29,692 0.08 59,331 0.21 Forestry 1,698 - - - Fishing 662 - - - Manufacturing 12,489,776 33.19 14,033,362 49.41 Mining 218,076 0.58 126,887 0.45 Production 8,147,262 21.65 13,170,945 46.37 Electric, gas and water 4,124,438 10.96 735,530 2.59 Construction 7,726,291 20.53 5,137,296 18.09 Services 15,650,807 41.60 7,037,312 24.77 Wholesale and retail trade 5,545,235 14.74 4,032,534 14.20 Hotel, food and beverage Services 336,135 0.89 245,307 0.86 Transportation and telecommunication 1,986,293 5.28 1,123,275 3.95 Financial institutions 4,361,969 11.59 94,814 0.33 Real estate and renting Services 1,663,203 4.42 402,537 1.42 Self-employment services 1,455,236 3.87 456,663 1.61 Education services 51,743 0.14 4,085 0.01 Health and social services 250,993 0.67 678,097 2.39 Other 1,727,370 4.60 2,135,400 7.52 Total 37,626,296 100.00 28,402,701 100.00 Prior Period - December 31, 2017 TL % FC % Agricultural 40,142 0.12 20,449 0.11 Farming and Cattle 35,606 0.11 20,449 0.11 Forestry 3,213 0.01 - - Fishing 1,323 - - - Manufacturing 12,256,698 37.53 7,292,016 39.06 Mining 281,602 0.86 175,494 0.94 Production 7,930,683 24.29 6,505,402 34.85 Electric, gas and water 4,044,413 12.38 611,120 3.27 Construction 4,855,489 14.87 1,577,187 8.45 Services 13,929,661 42.66 5,399,060 28.92 Wholesale and retail trade 5,412,904 16.58 3,084,829 16.53 Hotel, food and beverage Services 269,673 0.83 18,654 0.10 Transportation and telecommunication 1,530,254 4.69 754,908 4.04 Financial institutions 3,537,700 10.83 437,710 2.34 Real estate and renting Services 1,558,909 4.77 408,524 2.19 Self-employment services 1,439,047 4.41 682,660 3.66 Education services 37,182 0.11 8,202 0.04 Health and social services 143,992 0.44 3,573 0.02 Other 1,574,354 4.82 4,378,646 23.46 Total 32,656,344 100.00 18,667,358 100.00