VKF_FRAE_2018_uyg11

VakıfBank Annual Report 2018 447 CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED CONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE IN NOTE I. OF SECTION THREE TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI AND ITS FINANCIAL SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED DECEMBER 31, 2018 (Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) Consumer loans, retail credit cards, personnel loans and personnel credit cards Current Period - December 31, 2018 Short-Term Medium and Long-Term Total Consumer loans – TL 657,529 40,105,229 40,762,758 Housing loans 8,745 19,349,641 19,358,386 Automobile loans 2,964 320,676 323,640 General purpose loans 645,820 20,434,912 21,080,732 Other - - - Consumer loans – FC indexed - - - Housing loans - - - Automobile loans - - - General purpose loans - - - Other - - - Consumer loans – FC - 5,664 5,664 Housing loans - - - Automobile loans - - - General purpose loans - 2,473 2,473 Other - 3,191 3,191 Retail credit cards – TL 6,728,410 79,894 6,808,304 With instalment 2,623,619 77,718 2,701,337 Without instalment 4,104,791 2,176 4,106,967 Retail credit cards – FC 11,703 - 11,703 With instalment - - - Without instalment 11,703 - 11,703 Personnel loans – TL 6,900 83,705 90,605 Housing loans - - - Automobile loans - - - General purpose loans 6,900 83,705 90,605 Other - - - Personnel loans – FC indexed - - - Housing loans - - - Automobile loans - - - General purpose loans - - - Other - - - Personnel loans – FC - - - Housing loans - - - Automobile loans - - - General purpose loans - - - Other - - - Personnel credit cards – TL 82,031 282 82,313 With instalment 26,662 272 26,934 Without instalment 55,369 10 55,379 Personnel credit cards – FC 233 - 233 With instalment - - - Without instalment 233 - 233 Overdraft Checking Accounts – TL (Real person) 3,655,873 - 3,655,873 Overdraft Checking Accounts – FC (Real person) 252 - 252 Total 11,142,931 40,274,774 51,417,705