VKF_FRAE_2018_uyg11

VakıfBank Annual Report 2018 445 CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED CONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE IN NOTE I. OF SECTION THREE TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI AND ITS FINANCIAL SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED DECEMBER 31, 2018 (Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) Prior Period - December 31, 2017 Standard loans and other receivables Loans and other receivables under close monitoring Cash Loans Loans and other receivables Agreement conditions modified Loans and other receivables Agreement conditions modified Payment plan extensions Other Payment plan extensions Other Non-specialized loans 175,748,884 2,664,938 - 5,443,050 1,558,327 - Loans given to enterprises 61,848,581 1,837,235 - 2,454,411 1,228,903 - Export loans 7,126,444 10,902 - 190,861 - - Import loans - - - - - - Loans given to financial sector 2,136,947 - - 4,480 - - Consumer loans 40,450,594 365,935 - 1,509,321 274,776 - Credit cards 6,788,760 46,501 - 260,850 26,744 - Other 57,397,558 404,365 - 1,023,127 27,904 - Specialized lending - - - - - - Other receivables 27,331 - - - - - Total 175,776,215 2,664,938 - 5,443,050 1,558,327 - Current Period - December 31, 2018 Standard Loans Loans under close monitoring 12-Month expected credit losses 1,636,242 - Significant Increase in Credit Risk - 1,326,580 Information related to the changes in the payment plans of loans and other receivables: Current Period - December 31, 2018 Number of modifications to extend payment plans Standard Loans Loans under close monitoring Extended for 1 or 2 times 1,266,637 6,909,258 Extended for 3,4 or 5 times - 7,119 Extended for more than 5 times - 165 Extended period of time Standard Loans Loans under close monitoring 0-6 Months - 48,610 6-12 Months 19 933,208 1-2 Years 43,989 431,680 2-5 Years 523,458 3,962,523 5 Years and Over 699,171 1,540,521