VKF_FRAE_2018_uyg11

VakıfBank Annual Report 2018 427 CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED CONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE IN NOTE I. OF SECTION THREE TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI AND ITS FINANCIAL SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED DECEMBER 31, 2018 (Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) Exposures by asset classes and risk weights Current Period - December 31, 2018 Asset Classes/ Risk Weight 0% 10% 20% 35% (secured by real estate) 50% 75% 100% 150% 200% 250% Other Risk Weights Total credit risk exposure amount (After CCF and CRM) 1 Exposures to central governments or central banks 86,144,899 - - - 21,317,862 - 144,632 - - - - 107,607,393 2 Exposures to regional governments or local authorities 3,666 - 53 - 9,879,818 - - - - - - 9,883,537 3 Exposures to public sector entities 3,333 - 28,885 - - - 516,700 - - - - 548,918 4 Exposures to multilateral development banks - - - - - - 24,044 - - - - 24,044 5 Exposures to International organizations - - - - - - - - - - - - 6 Exposures to institutions 116,459 - 4,241,469 - 9,677,074 - 488,018 - - - - 14,523,020 7 Exposures to corporates 802,081 - 326,966 - 2,426,959 - 123,921,424 - - - - 127,477,430 8 Retail exposures 261,402 - 120,518 - - 53,194,953 - - - - - 53,576,873 9 Exposures secured by residential property - - - 24,615,689 - - - - - - - 24,615,689 10 Exposures secured by commercial real estate - - - - 21,485,227 - 6,780,020 - - - - 28,265,247 11 Past-due loans - - - - 2,014,166 - 825,654 22,724 - - - 2,862,544 12 Higher Risk categories by the Agency Board - - - - - - - 168,054 - - - 168,054 13 Exposures in the form of covered bonds - - - - - - - - - - - - 14 Exposures to institutions and corporates with a short term credit assesments - - - - - - - - - - - - 15 Exposures in the form of units or shares in collective investment undertakings (CIUs) - - - - - - 1,395 - - - - 1,395 16 Other assets - - - - - - 1,198,533 - - - - 1,198,533 17 Investments in equities 2,368,394 - 748,012 - - - 11,297,115 - - - - 14,413,521 18 Total 89,700,234 - 5,465,903 24,615,689 66,801,106 53,194,953 145,197,535 190,778 - - - 385,166,198 Prior Period- December 31, 2017 Asset Classes/ Risk Weight 0% 10% 20% 35% (secured by real estate) 50% 75% 100% 150% 200% 250% Other Risk Weights Total credit risk exposure amount (After CCF and CRM) 1 Exposures to central governments or central banks 77,478,439 - 90 - 10,236,204 - 22,458 - - - - 87,737,191 2 Exposures to regional governments or local authorities 9,934 - 110,209 - 6,789,526 - - - - - - 6,909,669 3 Exposures to public sector entities 3,704 - 12,118 - - - 422,612 - - - - 438,434 4 Exposures to multilateral development banks 1,583 - - - - - 18,032 - - - - 19,615 5 Exposures to International organizations - - - - - - - - - - - - 6 Exposures to institutions 738 - 2,681,063 - 6,249,972 - 599,037 - - - - 9,530,810 7 Exposures to corporates 368,031 - 225,296 - 2,410,442 - 90,377,323 - - - - 93,381,092 8 Retail exposures 238,496 - 94,654 - - 50,492,152 - - - - - 50,825,303 9 Exposures secured by residential property - - - 23,271,806 - - - - - - - 23,271,806 10 Exposures secured by commercial real estate - - - - 19,336,772 - 5,781,432 - - - - 25,118,204 11 Past-due loans - - - - - - 1,106,254 - - - - 1,106,254 12 Higher Risk categories by the Agency Board - - - - - - - 220,667 - 62,596 - 283,263 13 Exposures in the form of covered bonds - - - - - - - - - - - - 14 Exposures to institutions and corporates with a short term credit assesments - - - - - - - - - - - - 15 Exposures in the form of units or shares in collective investment undertakings (CIUs) - - - - - - 263 - - - - 263 16 Other assets - - - - - - 707,498 - - - - 707,498 17 Investments in equities 1,998,789 - 380,234 - - - 7,996,866 - - - - 10,375,889 18 Total 80,099,714 - 3,503,664 23,271,806 45,022,916 50,492,152 107,031,776 220,667 - 62,596 - 309,705,291