VKF_FRAE_2018_uyg11

CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED CONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE IN NOTE I. OF SECTION THREE TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI AND ITS FINANCIAL SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED DECEMBER 31, 2018 (Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) 390 Part III: Financial Highlights and Assessment of Risk Management Non-cash loans Current Period - December 31, 2018 Secured Loans: 36,850,380 Secured by mortgages 236,830 Secured by cash collateral 4,239,700 Guarantees issued by financial institutions 666,677 Secured by government institutions or government securities 211,207 Other collateral (pledge on assets, corporate and personal guarantees, promissory notes) 31,495,966 Unsecured Loans 29,178,617 Total performing loans 66,028,997 Non-cash loans Prior Period - December 31, 2017 Secured Loans: 24,609,912 Secured by mortgages 3,210,379 Secured by cash collateral 149,782 Guarantees issued by financial institutions 239,268 Secured by government institutions or government securities 570,608 Other collateral (pledge on assets, corporate and personal guarantees, promissory notes) 20,439,875 Unsecured Loans 26,713,790 Total non-cash loans 51,323,702 Exposures subject to countercyclical capital buffer Current Period - December 31, 2018 Country RWA Calculations for Private Sector Loans in Banking Book RWA calculations for Trading Book Total Turkey 203,647,712 - 203,647,712 France 3,147,971 - 3,147,971 England 2,893,040 - 2,893,040 USA 2,190,962 - 2,190,962 Netherlands 959,026 - 959,026 Iraq 382,689 - 382,689 Switzerland 329,301 - 329,301 Austria 292,175 - 292,175 Germany 190,434 - 190,434 Belgium 114,462 - 114,462 Other 7,738,563 - 7,738,563 Total 221,886,335 - 221,886,335