VKF_FRAE_2018_uyg11

VakıfBank Annual Report 2018 383 CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED CONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE IN NOTE I. OF SECTION THREE TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI AND ITS FINANCIAL SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED DECEMBER 31, 2018 (Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) Risk profile according to sectors and counterparties (*) Current Period December 31,2018 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 TL FC Total Agricultural 249,374 456 3 - - - 264,670 665,238 507,652 - - - - - - - - 1,511,214 176,179 1,687,393 Farming and raising livestock 241,698 456 3 - - - 240,245 620,425 497,290 - - - - - - - - 1,451,685 148,432 1,600,117 Forestry 4,896 - - - - - 512 35,594 3,648 - - - - - - - - 44,050 600 44,650 Fishing 2,780 - - - - - 23,913 9,219 6,714 - - - - - - - - 15,479 27,147 42,626 Manufacturing 5,700,700 278,467 53,671 - - - 52,062,977 4,742,052 6,962,581 - - - - - - - - 24,504,145 45,296,303 69,800,448 Mining 153,347 - - - - - 4,760,115 140,472 177,314 - - - - - - - - 790,226 4,441,022 5,231,248 Production 5,422,654 - 15 - - - 30,971,546 4,286,845 6,477,584 - - - - - - - - 19,954,645 27,203,999 47,158,644 Electric, Gas, Water 124,699 278,467 53,656 - - - 16,331,316 314,735 307,683 - - - - - - - - 3,759,274 13,651,282 17,410,556 Construction 2,861,462 15 1,952 - - - 18,417,107 3,069,622 7,647,690 - - - - - - - - 18,786,928 13,210,920 31,997,848 Services 90,070,273 9,496,627 237,982 24,044 - 25,825,847 29,748,667 7,207,396 9,920,884 - 168,055 - - - 1,395 73,217 - 100,459,377 72,315,010 172,774,387 Wholesale and retail trade 2,775 447 - - - - 200,911 26,856 1,954 - - - - - - - - 69,389 163,554 232,943 Hotel, Food and Beverage Services 594,240 11 15 - - - 3,390,880 1,023,598 4,446,983 - - - - - - - - 2,754,096 6,701,631 9,455,727 Transportation and Telecommunication 785,420 32 27,904 - - - 18,437,802 4,057,393 1,830,082 - - - - - - - - 7,993,837 17,144,796 25,138,633 Financial Institutions 87,718,759 36,030 1 24,044 - 25,825,837 4,655,481 169,249 1,041,133 - 168,055 - - - 1,395 73,217 - 74,213,510 45,499,691 119,713,201 Real Estate and renting services 235,130 - 76,382 - - 10 2,045,774 1,484,822 1,557,067 - - - - - - - - 3,954,982 1,444,203 5,399,185 Self-employment services 197 - - - - - 62,951 21,605 - - - - - - - - - 10,096 74,657 84,753 Education services 193,038 - 63 - - - 382,994 207,240 527,039 - - - - - - - - 1,208,460 101,914 1,310,374 Health and social services 540,714 9,460,107 133,617 - - - 571,874 216,633 516,626 - - - - - - - - 10,255,007 1,184,564 11,439,571 Other 36,543,671 110,975 257,426 - - 1,043,086 27,720,986 37,911,604 27,842,129 2,862,544 (1) - - - - 1,125,316 14,413,521 101,496,520 48,334,737 149,831,257 Total 135,425,480 9,886,540 551,034 24,044 - 26,868,933 128,214,407 53,595,912 52,880,936 2,862,544 168,054 - - - 1,395 1,198,533 14,413,521 246,758,184 179,333,149 426,091,333 (*) Risk amounts are given before credit risk mitigation, after multiplied by credit risk conversion ratio. 1- Claims on sovereigns and Central Banks 2- Claims on regional governments or local authorities 3- Claims on administrative bodies and other non-commercial undertakings 4- Claims on multilateral development banks 5- Claims on international organizations 6- Claims on banks and intermediary institutions 7- Claims on corporates 8- Claims included in the regulatory retail portfolios 9- Claims secured by residential property 10- Past due loans 11- Higher risk categories decided by the Board 12- Secured by mortgages 13- Securitization positions 14- Short-term claims and short term corporate claims on banks and intermediary institutions 15- Undertakings for collective investments in mutual funds 16- Stock Investments 17- Other receivables