VKF_FRAE_2018_uyg11

254 Part III: Financial Highlights and Assessment of Risk Management CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED UNCONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE NOTE I. OF SECTION THREE TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI AND ITS FINANCIAL SUBSIDIARIES NOTES TO THE UNCONSOLIDATED FINANCIAL STATEMENTS AS AT AND FOR THE YEAR ENDED DECEMBER 31, 2018 (Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) Loan customer concentration of gross and net amounts of non-performing loans Group III Group IV Group V Current Period - December 31, 2018 Loans With Limited Collectability Loans With Doubtful Collectability Uncollectible Loans Current Period (Net) 913,738 950,160 916,310 Consumer and Commercial Loans (Gross) 1,617,885 2,067,179 7,081,061 Specific Provision (-) 704,179 1,117,031 6,164,958 Consumer and Commercial Loans (Net) 913,706 950,148 916,103 Banks (Gross) - - 1,551 Specific Provision (-) - - 1,551 Banks (Net) - - - Other Loans and Receivables (Gross) 78 27 32,376 Specific Provision (-) 46 15 32,169 Other Loans and Receivables (Net) 32 12 207 Group III Group IV Group V Prior Period - December 31, 2017 Loans With Limited Collectability Loans With Doubtful Collectability Uncollectible Loans Current Period (Net) 602,920 436,467 - Consumer and Commercial Loans (Gross) 753,526 854,437 5,930,619 Specific Provision (-) 150,705 418,744 5,930,619 Consumer and Commercial Loans (Net) 602,821 435,693 - Banks (Gross) - - 1,551 Specific Provision (-) - - 1,551 Banks (Net) - - - Other Loans and Receivables (Gross) 124 1,548 96,401 Specific Provision (-) 25 774 96,401 Other Loans and Receivables (Net) 99 774 - Information on interest accruals, rediscounts and valuation differences and their provisions for non-performing loans.