VKF_FRAE_2018_uyg11

252 Part III: Financial Highlights and Assessment of Risk Management CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED UNCONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE NOTE I. OF SECTION THREE TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI AND ITS FINANCIAL SUBSIDIARIES NOTES TO THE UNCONSOLIDATED FINANCIAL STATEMENTS AS AT AND FOR THE YEAR ENDED DECEMBER 31, 2018 (Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) Information on non-performing loans (Net) Information on non-performing loans and other receivables restructured Group III Group IV Group V Current period - December 31, 2018 Loans With Limited Collectability Loans With Doubtful Collectability Uncollectible Loans Gross Amounts Before The Reserves 96,659 196,424 228,364 Loans Which Are Restructured 96,659 196,424 228,364 Group III Group IV Group V Prior Period - December 31, 2017 Loans and receivables with limited collectability Loans and receivables with doubtful collectability Uncollectible loans and receivables Gross amounts before the specific reserves 80,662 118,684 135,790 Loans and other receivables which are restructured - - - Rescheduled loans and other receivables 80,662 118,684 135,790 Movements in non-performing loan groups Group III Group IV Group V Current Period - December 31, 2018 Loans With Limited Collectability Loans With Doubtful Collectability Uncollectible Loans Balance at the beginning of the period 753,650 855,985 6,028,571 Additions (+) 4,683,007 248,200 1,628,125 Transfers from other categories of loans under follow-up (+) - 3,821,716 1,851,359 Transfers to other categories of loans under follow-up (-) (*) 3,328,462 2,349,548 19,884 Collections (-) 490,232 509,147 2,373,183 Write-offs (-) - - - Sold Portfolio (-) - - - Corporate and commercial loans - - - Retail loans - - - Credit cards - - - Other - - - Balance at the end of the period 1,617,963 2,067,206 7,114,988 Provision (-) 704,225 1,117,046 6,198,678 Net balance 913,738 950,160 916,310 (*) Loans that are transferred from restructured loans to non-performing loans and from non-performing loans to restructured loans are presented in the Transfers from and to other categories of loans under follow-up lines.