VKF_FRAE_2018_uyg11

CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED UNCONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE NOTE I. OF SECTION THREE TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI AND ITS FINANCIAL SUBSIDIARIES NOTES TO THE UNCONSOLIDATED FINANCIAL STATEMENTS AS AT AND FOR THE YEAR ENDED DECEMBER 31, 2018 (Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) VakıfBank Annual Report 2018 227 Exposures by asset classes and risk weights Current Period - December 31, 2018 Asset Classes/ Risk Weight* 0% 10% 20% 35% (secured by real estate) 50% 75% 100% 150% 200% 250% Other Risk Weights Total credit risk exposure amount (After CCF and CRM) 1 Exposures to central governments or central banks 84,454,799 - - - 20,963,186 - - - - - - 105,417,985 2 Exposures to regional governments or local authorities 3,666 - 53 - 9,879,818 - - - - - - 9,883,537 3 Exposures to public sector entities 3,332 - 28,885 - - - 503,507 - - - - 535,724 4 Exposures to multilateral development banks - - - - - - - - - - - - 5 Exposures to International organizations - - - - - - - - - - - - 6 Exposures to institutions 116,460 - 3,839,234 - 8,838,213 - 379,136 - - - - 13,173,043 7 Exposures to corporates 801,067 - 326,458 - 1,878,425 - 115,250,167 - - - - 118,256,117 8 Retail exposures 260,750 - 120,518 - - 52,440,318 - - - - - 52,821,586 9 Exposures secured by residential property - - - 24,610,021 - - - - - - - 24,610,021 10 Exposures secured by commercial real estate - - - - 21,485,228 - 6,780,019 - - - - 28,265,247 11 Past-due loans - - - - 2,014,166 - 743,318 22,724 - - - 2,780,208 12 Higher Risk categories by the Agency Board - - - - - - - 168,054 - - - 168,054 13 Exposures in the form of covered bonds - - - - - - - - - - - - 14 Exposures to institutions and corporates with a short term credit assesments - - - - - - - - - - - - 15 Exposures in the form of units or shares in collective investment undertakings (CIUs) - - - - - - 1,395 - - - - 1,395 16 Other assets - - - - - - 3,124,434 - - - - 3,124,434 17 Investments in equities 2,362,238 - 748,012 - - - 8,144,185 - - - - 11,254,435 18 Total 88,002,312 - 5,063,160 24,610,021 65,059,036 52,440,318 134,926,161 190,778 - - - 370,291,786 Prior Period - December 31, 2017 Asset Classes/ Risk Weight* 0% 10% 20% 35% (secured by real estate) 50% 75% 100% 150% 200% 250% Other Risk Weights Total credit risk exposure amount (After CCF and CRM) 1 Exposures to central governments or central banks 76,586,734 - 90 - 10,093,503 - - - - - - 86,680,327 2 Exposures to regional governments or local authorities 9,934 - 110,209 - 6,789,397 - - - - - - 6,909,540 3 Exposures to public sector entities 3,704 - 12,118 - - - 422,476 - - - - 438,298 4 Exposures to multilateral development banks 1,583 - - - - - - - - - - 1,583 5 Exposures to International organizations - - - - - - - - - - - - 6 Exposures to institutions 738 - 1,901,162 - 5,354,785 - 280,483 - - - - 7,537,168 7 Exposures to corporates 368,031 - 225,296 - 1,612,292 - 84,019,623 - - - - 86,225,242 8 Retail exposures 238,496 - 94,654 - - 49,690,469 - - - - - 50,023,619 9 Exposures secured by residential property - - - 23,271,806 - - - - - - - 23,271,806 10 Exposures secured by commercial real estate - - - - 19,336,772 - 5,781,432 - - - - 25,118,204 11 Past-due loans - - - - - - 1,039,387 - - - - 1,039,387 12 Higher Risk categories by the Agency Board - - - - - - - 220,667 - - - 220,667 13 Exposures in the form of covered bonds - - - - - - - - - - - - 14 Exposures to institutions and corporates with a short term credit assesments - - - - - - - - - - - - 15 Exposures in the form of units or shares in collective investment undertakings (CIUs) - - - - - - 263 - - - - 263 16 Other assets - - - - - - 2,606,386 - - - - 2,606,386 17 Investments in equities 1,987,490 - 380,234 - - - 6,027,943 - - - - 8,395,667 18 Total 79,196,710 - 2,723,763 23,271,806 43,186,749 49,690,469 100,177,993 220,667 - - - 298,468,157