VKF_FRAE_2018_uyg11

CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED UNCONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE NOTE I. OF SECTION THREE TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI AND ITS FINANCIAL SUBSIDIARIES NOTES TO THE UNCONSOLIDATED FINANCIAL STATEMENTS AS AT AND FOR THE YEAR ENDED DECEMBER 31, 2018 (Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) VakıfBank Annual Report 2018 185 Risk profile according to sectors and counterparties (*) Current Period - December 31, 2018 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 TL FC Total Agricultural 249,212 456 3 - - - 191,990 632,031 507,652 - - - - - - - - 1,502,729 78,615 1,581,344 Farming and raising livestock 241,600 456 3 - - - 171,621 588,930 497,290 - - - - - - - - 1,444,227 55,673 1,499,900 Forestry 4,832 - - - - - 16 35,356 3,648 - - - - - - - - 43,852 - 43,852 Fishing 2,780 - - - - - 20,353 7,745 6,714 - - - - - - - - 14,650 22,942 37,592 Manufacturing 5,675,662 278,467 53,671 - - - 49,667,831 4,337,207 6,962,056 - - - - - - - - 24,300,338 42,674,556 66,974,894 Mining 152,485 - - - - - 4,294,125 116,507 177,314 - - - - - - - - 759,633 3,980,798 4,740,431 Production 5,398,712 - 15 - - - 29,637,093 3,980,055 6,477,059 - - - - - - - - 19,786,620 25,706,314 45,492,934 Electric, Gas, Water 124,465 278,467 53,656 - - - 15,736,613 240,645 307,683 - - - - - - - - 3,754,085 12,987,444 16,741,529 Construction 2,859,902 15 1,952 - - - 17,225,897 2,953,683 7,647,094 - - - - - - - - 18,629,999 12,058,544 30,688,543 Services 88,087,874 9,496,627 232,872 - - 24,468,675 27,496,056 7,046,188 9,920,884 - 168,054 - - - 1,395 73,217 - 99,869,970 67,121,872 166,991,842 Wholesale and retail trade 2,752 447 - - - - 27,335 10,930 1,954 - - - - - - - - 37,532 5,886 43,418 Hotel, Food and Beverage Services 594,240 11 15 - - - 3,308,164 1,002,265 4,446,983 - - - - - - - - 2,741,981 6,609,697 9,351,678 Transportation and Telecommunication 785,420 32 27,815 - - - 17,563,826 4,036,493 1,830,082 - - - - - - - - 7,777,494 16,466,174 24,243,668 Financial Institutions 85,738,282 36,030 1 - - 24,468,675 3,948,734 166,081 1,041,133 - 168,054 - - - 1,395 73,217 - 73,931,484 41,710,118 115,641,602 Real Estate and renting services 235,130 - 76,382 - - - 1,808,132 1,477,467 1,557,067 - - - - - - - - 3,946,713 1,207,465 5,154,178 Self-employment services - - - - - - - - - - - - - - - - - - - - Education services 193,038 - 75 - - - 339,487 150,835 527,039 - - - - - - - - 1,207,501 2,973 1,210,474 Health and social services 539,012 9,460,107 128,584 - - - 500,378 202,117 516,626 - - - - - - - - 10,227,265 1,119,559 11,346,824 Other 36,114,593 110,975 249,342 - - 1,043,094 24,411,320 37,869,974 27,837,582 2,780,208 - - - - - 3,051,217 11,254,434 97,850,214 46,872,525 144,722,739 Total 132,987,243 9,886,540 537,840 - - 25,511,769 118,993,094 52,839,083 52,875,268 2,780,208 168,054 - - - 1,395 3,124,434 11,254,434 242,153,250 168,806,112 410,959,362 (*) Risk amounts are given before credit risk mitigation, after multiplied by credit risk conversion ratio. 1- Claims on sovereigns and Central Banks 2- Claims on regional governments or local authorities 3- Claims on administrative bodies and other non-commercial undertakings 4- Claims on multilateral development banks 5- Claims on international organizations 6- Claims on banks and intermediary institutions 7- Claims on corporates 8- Claims included in the regulatory retail portfolios 9- Claims secured by residential property 10- Past due loans 11- Higher risk categories decided by the Board 12- Secured by mortgages 13- Securitization positions 14- Short-term claims and short term corporate claims on banks and intermediary institutions 15- Undertakings for collective investments in mutual funds 16- Stock Investments 17- Other receivables