VKF_FRAE_2018_uyg11

CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED UNCONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE NOTE I. OF SECTION THREE TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI AND ITS FINANCIAL SUBSIDIARIES NOTES TO THE UNCONSOLIDATED FINANCIAL STATEMENTS AS AT AND FOR THE YEAR ENDED DECEMBER 31, 2018 (Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) VakıfBank Annual Report 2018 183 Risk profile according to the geographical concentration (***) Current Period - December 31, 2018 Claims on sovereigns and Central Banks Claims on regional governments or local authorities Claims on administrative bodies and other non- commercial undertakings Claims on multilateral development banks Claims on international organizations Claims on banks and intermediary institutions Claims on corporates Claims included in the regulatory retail portfolios Claims secured by residential property Past due loans Higher risk categories decided by the Board Secured by mortgages Securitization positions Short-term claims and short term corporate claims on banks and intermediary institutions Undertakings for collective investments in mutual funds Stock Investments Other receivables Total Domestic 130,923,356 9,886,540 537,840 - - 3,702,122 109,807,786 52,832,406 52,675,276 2,780,208 - - - - 1,395 73,217 11,254,434 374,474,580 EU countries - - - - - 18,065,606 - - - - - - - - - - - 18,065,606 OECD countries (*) - - - - - 6,464 - - - - - - - - - - - 6,464 Off-shore banking regions - - - - - 498,193 7,101,289 3,982 191,539 - - - - - - - - 7,795,003 USA, Canada 2,063,887 - - - - 2,437,922 1,951,734 2,695 8,453 - - - - - - - - 6,464,691 Other countries - - - - - 738,329 132,285 - - - 168,054 - - - - - - 1,038,668 Investment and associates, subsidiaries and joint ventures - - - - - 63,133 - - - - - - - - - 3,051,217 - 3,114,350 Undistributed Assets/ Liabilities (**) - - - - - - - - - - - - - - - - - - Total 132,987,243 9,886,540 537,840 - - 25,511,769 118,993,094 52,839,083 52,875,268 2,780,208 168,054 - - - 1,395 3,124,434 11,254,434410,959,362 (*) OECD countries except from EU countries, USA, Canada. (**) The assets and liabilities that can not be distributed according to a consistent base. (***) Risk amounts are given before credit risk mitigation, after multiplied by credit risk conversion ratio.