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100 Section II: Management and Corporate Governance Principles MUHAMMET LÜTFÜ ÇELEBİ (Retail Banking Marketing Department – Retail Banking Marketing Services Department – SME Banking Marketing Department) Muhammet Lütfü Çelebi graduated from Istanbul University, Faculty of Economics and Administrative Sciences, Department of Economics in 1992. He started his career at T. Vakıflar Bankası T.A.O. as Assistant Auditor in 1995. After working as Auditor between 1998 and 2001, Mr. Çelebi went on to serve as Assistant Manager and Manager in various branches/departments of VakıfBank. From 2011 to 2013, he held the position of Head of Retail Banking. Mr. Çelebi was appointed Executive Vice President at T. Vakıflar Bankası T.A.O. on October 4, 2013. He is fluent in English. MEHMET EMİN KARAAĞAÇ (Legal Affairs – Legal Services Department – Credit Risk Liquidation) Mehmet Emin Karaağaç was born in Konya in 1963 and graduated from Istanbul University, Faculty of Law. He started his professional career as Attorney at Türkiye İş Bankası A.Ş. in 1989. Mr. Karaağaç served as Assistant Legal Counselor and Legal Counselor in various departments at Türkiye İş Bankası A.Ş. until January 2, 2012. He joined VakıfBank Legal Department on January 3, 2012. Mr. Karaağaç assumed the position of Chief Legal Consultant at VakıfBank on October 25, 2013. He has served as Executive Vice President of Legal Affairs, Legal Services and Credit Risk Liquidation since July 2017. YAKUP ŞİMŞEK (Corporate Banking Marketing Department – Commercial Banking Marketing Department – Corporate Management Central Branches – Local Governments Banking Marketing Department – Cash Management Marketing Department) Yakup Şimşek graduated from Ankara University, Faculty of Political Sciences, Department of Business Administration in 1992. He began his banking career at VakıfBank as Assistant Auditor in 1996 and served as Auditor from 1999 to 2002. Subsequently, Mr. Şimşek worked as Assistant Manager and Manager in various branches and departments of the Bank. He served as Head of the Bank’s Audit Board Department from 2008 to 2010, and as Manager of the East Anatolian Regional Directorate and Manager of the Southeast Anatolian Regional Directorate of the Bank, respectively, after 2010. Mr. Şimşek was appointed Head of Cash Management Department on March 4, 2014. On August 25, 2018, he was appointed Executive Vice President at the Bank. EXECUTIVE MANAGEMENT