VKF_FRAE_2017

CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED CONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE IN NOTE I. OF SECTION THREE TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI AND ITS FINANCIAL SUBSIDIARIES EXPLANATIONS AND NOTES RELATED TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED DECEMBER 31, 2017 (Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) PART III: FINANCIAL HIGHLIGHTS AND RISK MANAGEMENT 364 VakıfBank Annual Report 2017 Instalment based commercial loans and corporate credit cards Short-Term Medium and Long-Term Total Instalment-based commercial loans – TL 1,169,354 43,812,223 44,981,577 Real estate loans 1,154 1,049,786 1,050,940 Automobile loans 88,063 1,940,882 2,028,945 General purpose loans 1,080,137 40,821,555 41,901,692 Other - - - Instalment-based commercial loans – FC indexed 3,987 1,633,951 1,637,938 Real estate loans - - - Automobile loans - 177,864 177,864 General purpose loans 3,987 1,456,087 1,460,074 Other - - - Instalment-based commercial loans – FC 33,525 10,943,718 10,977,243 Real estate loans - - - Automobile loans - - - General purpose loans 10,888 10,225,284 10,236,172 Other 22,637 718,434 741,071 Corporate credit cards – TL 1,761,150 1,708 1,762,858 With instalment 451,980 1,708 453,688 Without instalment 1,309,170 - 1,309,170 Corporate credit cards – FC 1,154 - 1,154 With instalment - - - Without instalment 1,154 - 1,154 Overdraft Checking Accounts – TL (Corporate) 1,844,329 - 1,844,329 Overdraft Checking Accounts – FC (Corporate) - - - Total 4,813,499 56,391,600 61,205,099 Allocation of loan customers Current Period Prior Period Public Sector 3,032,772 2,537,136 Private Sector 182,409,758 145,867,358 Total 185,442,530 148,404,494 Allocation of domestic and overseas loans Current Period Prior Period Domestic loans 184,512,099 147,783,305 Foreign loans 930,431 621,189 Total 185,442,530 148,404,494 Loans to associates and subsidiaries Current Period Prior Period Direct loans to associates and subsidiaries 17 10 Indirect loans to associates and subsidiaries - - Total 17 10