VKF_FRAE_2017

363 VakıfBank Annual Report 2017 CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED CONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE IN NOTE I. OF SECTION THREE TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI AND ITS FINANCIAL SUBSIDIARIES EXPLANATIONS AND NOTES RELATED TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED DECEMBER 31, 2017 (Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) Consumer loans, retail credit cards, personnel loans and personnel credit cards Short-Term Medium and Long-Term Total Consumer loans – TL 573,114 39,344,936 39,918,050 Housing loans 16,254 18,950,268 18,966,522 Automobile loans 6,463 423,169 429,632 General purpose loans 550,397 19,971,499 20,521,896 Other - - - Consumer loans – FC indexed - - - Housing loans - - - Automobile loans - - - General purpose loans - - - Other - - - Consumer loans – FC 1,878 5,035 6,913 Housing loans - - - Automobile loans - - - General purpose loans 1,878 5,035 6,913 Other - - - Retail credit cards – TL 5,174,880 93,414 5,268,294 With instalment 2,271,719 82,305 2,354,024 Without instalment 2,903,161 11,109 2,914,270 Retail credit cards – FC 12,071 - 12,071 With instalment - - - Without instalment 12,071 - 12,071 Personnel loans – TL 4,477 57,389 61,866 Housing loans - - - Automobile loans - - - General purpose loans 4,477 57,389 61,866 Other - - - Personnel loans – FC indexed - - - Housing loans - - - Automobile loans - - - General purpose loans - - - Other - - - Personnel loans – FC - - - Housing loans - - - Automobile loans - - - General purpose loans - - - Other - - - Personnel credit cards – TL 77,776 454 78,230 With instalment 30,276 411 30,687 Without instalment 47,500 43 47,543 Personnel credit cards – FC 248 - 248 With instalment - - - Without instalment 248 - 248 Overdraft Checking Accounts – TL (Real person) 2,613,639 - 2,613,639 Overdraft Checking Accounts – FC (Real person) 158 - 158 Total 8,458,241 39,501,228 47,959,469