VKF_FRAE_2017

CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED CONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE IN NOTE I. OF SECTION THREE TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI AND ITS FINANCIAL SUBSIDIARIES EXPLANATIONS AND NOTES RELATED TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED DECEMBER 31, 2017 (Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) PART III: FINANCIAL HIGHLIGHTS AND RISK MANAGEMENT 362 VakıfBank Annual Report 2017 Information about loans classified in the first and second group and other receivables and loans that have been restructured or rescheduled Standard loans and other receivables Loans and other receivables under close monitoring Cash Loans Loans and other receivables Agreement conditions modified Loans and other receivables Agreement conditions modified Payment plan extensions Other Payment plan extensions Other Non-specialized loans 175,748,884 2,664,938 - 5,443,050 1,558,327 - Loans given to enterprises 61,848,581 1,837,235 - 2,454,411 1,228,903 - Export loans 7,126,444 10,902 - 190,861 - - Import loans - - - - - - Loans given to financial sector 2,136,947 - - 4,480 - - Consumer loans 40,450,594 365,935 - 1,509,321 274,776 - Credit cards 6,788,760 46,501 - 260,850 26,744 - Other 57,397,558 404,365 - 1,023,127 27,904 - Specialized lending - - - - - - Other receivables 27,331 - - - - - Total 175,776,215 2,664,938 - 5,443,050 1,558,327 - Information related to the changes in the payment plans of loans and other receivables: Number of modifications to extend payment plans Standard Loans and Other Receivables (*) Loans and other receivables under close monitoring (*) Extended for 1 or 2 times 2,664,938 1,278,943 Extended for 3,4 or 5 times - - Extended for more than 5 times - - Extended period of time Standard Loans and Other Receivables (*) Loans and other receivables under close monitoring (*) 0-6 Months 11,488 1,035 6-12 Months 113,343 8,606 1-2 Years 58,323 23,959 2-5 Years 1,163,249 977,007 5 Years and Over 1,318,535 268,336 (*) The a and b paragraph of the 4th article of the 5th paragraph is the loan balances which change in contract conditions according to the scope of the “Regulation on Accounting Applications for Banks and Safeguarding of Documents” published in the Official Gazette no.27947 dated May 28, 2011. Maturity analysis of cash loans Cash loans Performing Loans and Other Receivables Loans under Follow-Up and Other Receivables Loans and Other Receivables Restructured or Rescheduled Loans and Other Receivables Loans and Other Receivables Restructured or Rescheduled Loans and Other Receivables Short-term Loans and Other Receivables 40,281,664 30,278 2,043,156 62,739 Loans 40,281,664 30,278 2,043,156 62,739 Specialization loans - - - - Other Receivables - - - - Medium, Long-term Loans and Other Receivables 135,494,551 2,634,660 3,399,894 1,495,588 Loans 135,467,220 2,634,660 3,399,894 1,495,588 Specialization loans - - - - Other Receivables 27,331 - - -