VKF_FRAE_2017

354 VakıfBank Annual Report 2017 CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED CONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE IN NOTE I. OF SECTION THREE TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI AND ITS FINANCIAL SUBSIDIARIES EXPLANATIONS AND NOTES RELATED TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED DECEMBER 31, 2017 (Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) PART III: FINANCIAL HIGHLIGHTS AND RISK MANAGEMENT Prior Period Risk Classes / Risk Weights 0% 10% 20% 35% Secured by real estate 50% 75% 100% 150% Other Total Credit Exposures (*) Claims from central governments and central banks 3,906,197 - - - - - - - - - Claims from regional and local governments 1,216 - 38 - - - - - - 8 Claims from administration and non-commercial entity 16,486 - - - - - 1,339 - - 1,339 Claims from multilateral development banks - - - - - - - - - - Claims from international organizations - - - - - - - - - - Claims from institutions 6,537,261 - 1,633,264 - 3,110,725 - - - - 1,882,015 Corporates 54,409 - - - - - 211,962 - - 211,962 Retail portfolios 406 - - - - 37,989 - - - 28,492 Claims on landed real estate - - - - - - - - - - Past-due loans - - - - - - - - - - Claims which are determined as high risk by the board of BRSA - - - - - - - - - - Mortgage securities - - - - - - - - - - Securitization positions - - - - - - - - - - Claims from corporates, banks and financial intermediaries which have short term credit rating - - - - - - - - - - Investments which are qualified as collective investment institutions - - - - - - - - - - Stock investment - - - - - - - - - - Other claims - - - - - - - - - - Other assets (**) - - - - - - - - - - Total 10,515,975 - 1,633,302 - 3,110,725 37,989 213,301 - - 2,123,816 (*) Total credit exposure: The amount relevant for the capital requirements calculation, having applied CRM techniques. (**) Other assets: The amounts excludes exposures to Central Counterparty, which are reported in Counterparty Credit Risk.