VKF_FRAE_2017

CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED CONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE IN NOTE I. OF SECTION THREE TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI AND ITS FINANCIAL SUBSIDIARIES EXPLANATIONS AND NOTES RELATED TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED DECEMBER 31, 2017 (Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) PART III: FINANCIAL HIGHLIGHTS AND RISK MANAGEMENT 346 VakıfBank Annual Report 2017 Breakdown by outstanding maturity Current Period Demand Up to 1 Month 1 – 3 Months 3 – 12 Months 1 – 5 Years 5 Years and Over Total 27,331 15,033,785 5,711,157 33,139,366 85,661,984 45,868,907 185,442,530 Prior Period Demand Up to 1 Month 1 – 3 Months 3 – 12 Months 1 – 5 Years 5 Years and Over Total 9,441 12,646,753 5,498,653 30,852,055 63,969,529 35,428,484 148,404,915 Amounts of provision allocated receivables (According to the definition used by the Bank in accounting) based on geographical area and sector and amounts deducted from the assets with the related provisions Breakdown by of provision allocated receivables by geographical area Current Period Geographical area Loans Receivables(Risks) Provisions Domestic 7,819,393 6,742,126 European Union Countries 90,963 87,466 OECD Countries (*) - - Off-Shore Banking Regions - - USA, Canada 32,130 6,643 Other 700 697 Total 7,943,186 6,836,932 (*) OECD Countries other than EU countries, USA and Canada. Prior Period Geographical area Loans Receivables(Risks) Provisions Domestic 6,625,558 5,460,788 European Union Countries 70,100 64,134 OECD Countries (*) - - Off-Shore Banking Regions - - USA, Canada 65 50 Other 7,660 7,636 Total 6,703,383 5,532,608 (*) OECD Countries other than EU countries, USA and Canada. Aging analysis for overdue receivables Current Period Prior Period 31-60 days overdue 1,409,349 1,171,545 61-90 days overdue 813,948 889,662 Loan receivables with overdue loans are taken into consideration.