VKF_FRAE_2017

313 VakıfBank Annual Report 2017 CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED CONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE IN NOTE I. OF SECTION THREE TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI AND ITS FINANCIAL SUBSIDIARIES EXPLANATIONS AND NOTES RELATED TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED DECEMBER 31, 2017 (Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) Distribution of maturity risk factors according to their outstanding maturities (*) Risk Classifications-Current Period According to their outstanding maturities 1 month 1-3 month 3-6 month 6-12 month 1 year and over Claims on sovereigns and Central Banks 7,428,731 252,551 759,428 1,577,698 84,558,142 Claims on regional governments or local authorities 9,682 9,196 28,124 235,743 6,628,475 Claims on administrative bodies and other non- commercial undertakings 1,426 1,690 3,390 66,624 365,788 Claims on multilateral development banks 1,583 - - - 18,032 Claims on international organizations - - - - - Claims on banks and intermediary institutions 4,338,096 2,725,079 590,843 58,677 9,796,127 Claims on corporate 3,892,114 4,532,885 7,287,286 13,925,617 63,993,010 Claims included in the regulatory retail portfolios 598,470 1,420,475 2,438,990 6,355,744 40,016,687 Claims secured by residential property 715,960 1,295,000 2,647,802 6,139,142 37,592,107 Past due loans - - - - 1,106,254 Higher risk categories decided by the Agency 4,083 1,105 2,265 887 274,922 Marketable securities secured by mortgages - - - - - Securitization exposures - - - - - Short-term claims and short-term corporate claims on banks and intermediary institutions - - - - - Undertakings for collective investments in mutual funds - - - - 263 Stock Investments 3 - - - 707,495 Other claims 26,775 - - - 10,349,116 Total 17,016,923 10,237,981 13,758,128 28,360,132 255,406,418 (*) Risk amounts are given before credit risk mitigation, after multiplied by credit risk conversion ratio .