VKF_FRAE_2017

312 VakıfBank Annual Report 2017 CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED CONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE IN NOTE I. OF SECTION THREE TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI AND ITS FINANCIAL SUBSIDIARIES EXPLANATIONS AND NOTES RELATED TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED DECEMBER 31, 2017 (Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) PART III: FINANCIAL HIGHLIGHTS AND RISK MANAGEMENT Risk profile according to sectors and counterparties (*) Prior Period 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 TL FC Total Agricultural 2,306 54 207,563 - - - 1,265,696 628,586 667,275 - - - - - - - - 1,925,166 846,314 2,771,480 Farming and raising livestock 1,833 54 207,563 - - - 961,861 570,802 628,685 - - - - - - - - 1,792,861 577,937 2,370,798 Forestry 471 - - - - - 258,674 29,458 19,454 - - - - - - - - 80,584 227,473 308,057 Fishing 2 - - - - - 45,161 28,326 19,136 - - - - - - - - 51,721 40,904 92,625 Manufacturing 5,917 570 171,838 - - - 32,036,896 4,011,586 5,229,920 - - - - - - - - 14,872,642 26,584,085 41,456,727 Mining 707 - 6,712 - - - 1,406,125 156,918 211,494 - - - - - - - - 558,930 1,223,026 1,781,956 Production 5,210 23 49,004 - - - 21,506,151 3,721,968 4,890,928 - - - - - - - - 12,288,286 17,884,998 30,173,284 Electric, Gas, Water - 547 116,122 - - - 9,124,620 132,700 127,498 - - - - - - - - 2,025,426 7,476,061 9,501,487 Construction 434 105 73,780 - - - 10,681,069 2,626,315 5,891,523 - - - - - - - - 11,263,498 8,009,728 19,273,226 Services 34,903,667 4,624,121 700,690 3,700 - 17,386,596 24,649,122 12,764,924 15,372,177 - 205,588 - - - - 27,610 - 66,896,612 43,741,583 110,638,195 Wholesale and retail trade 184,370 583 43 - - - 8,817,625 7,441,861 8,473,190 - - - - - - - - 19,003,181 5,914,491 24,917,672 Hotel, Food and Beverage Services 2,282 17 64 - - - 2,450,566 498,907 3,130,880 - - - - - - - - 1,455,534 4,627,182 6,082,716 Transportation and Telecommunication 283 7,554 365,546 - - - 8,323,167 4,174,378 1,476,312 - - - - - - - - 6,498,613 7,848,627 14,347,240 Financial Institutions 34,488,078 7 1,010 3,700 - 17,386,596 3,611,257 50,347 1,086,383 - 205,588 - - - - 27,610 - 33,038,141 23,822,435 56,860,576 Real Estate and renting services - - 4 - - - 374,326 133,167 489,797 - - - - - - - - 432,085 565,209 997,294 Self-employment services 480 1,254 16,839 - - - 20,133 68 - - - - - - - - - 38,774 - 38,774 Education services 51,276 32 1,026 - - - 445,396 100,796 292,437 - - - - - - - - 853,897 37,066 890,963 Health and social services 176,898 4,614,674 316,158 - - - 606,652 365,400 423,178 - - - - - - - - 5,576,387 926,573 6,502,960 Other 23,118,755 129,907 167,190 5 - 493 6,606,398 25,700,840 16,785,865 1,170,775 197,087 - - - - 622,957 7,538,274 56,420,395 25,618,151 82,038,546 Total 58,031,079 4,754,757 1,321,061 3,705 - 17,387,089 75,239,181 45,732,251 43,946,760 1,170,775 402,675 - - - - 650,567 7,538,274 151,378,313 104,799,861 256,178,174 (*) Risk amounts are given before credit risk mitigation, after multiplied by credit risk conversion ratio. 1- Claims on sovereigns and Central Banks 2- Claims on regional governments or local authorities 3- Claims on administrative bodies and other non-commercial undertakings 4- Claims on multilateral development banks 5- Claims on international organizations 6- Claims on banks and intermediary institutions 7- Claims on corporates 8- Claims included in the regulatory retail portfolios 9- Claims secured by residential property 10- Past due loans 11- Higher risk categories decided by the Board 12- Secured by mortgages 13- Securitization positions 14- Short-term claims and short term corporate claims on banks and intermediary institutions 15- Undertakings for collective investments in mutual funds 16- Stock Investments 17- Other receivables