VKF_FRAE_2017

311 VakıfBank Annual Report 2017 CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED CONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE IN NOTE I. OF SECTION THREE TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI AND ITS FINANCIAL SUBSIDIARIES EXPLANATIONS AND NOTES RELATED TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED DECEMBER 31, 2017 (Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) Risk profile according to sectors and counterparties (*) Current Period 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 TL FC Total Agricultural 190,377 444 10 - - - 284,243 543,542 445,896 - - - - - - - - 1,312,669 151,843 1,464,512 Farming and raising livestock 182,614 444 10 - - - 282,767 513,294 432,391 - - - - - - - - 1,264,547 146,973 1,411,520 Forestry 6,204 - - - - - 50 18,521 4,603 - - - - - - - - 29,378 - 29,378 Fishing 1,559 - - - - - 1,426 11,727 8,902 - - - - - - - - 18,744 4,870 23,614 Manufacturing 5,112,339 187,304 61,438 - - - 37,073,078 4,057,765 6,413,129 - - - - - - - - 21,999,278 30,905,775 52,905,053 Mining 130,473 - - - - - 2,962,565 158,487 145,433 - - - - - - - - 682,621 2,714,337 3,396,958 Production 4,903,832 30 75 - - - 23,338,653 3,650,483 6,089,190 - - - - - - - - 17,975,215 20,007,048 37,982,263 Electric, Gas, Water 78,034 187,274 61,363 - - - 10,771,860 248,795 178,506 - - - - - - - - 3,341,442 8,184,390 11,525,832 Construction 2,952,799 890 3,395 - - - 11,744,362 2,775,701 6,780,970 - - - - - - - - 15,711,802 8,546,315 24,258,117 Services 50,467,597 6,706,806 176,802 19,615 - 17,508,822 20,142,747 7,159,786 8,239,232 - 220,667 - - - 263 43,370 - 60,428,292 50,257,415 110,685,707 Wholesale and retail trade 6,852 232 - - - - 563,912 108,697 1,784 - - - - - - - - 340,597 340,880 681,477 Hotel, Food and Beverage Services 526,253 11 263 - - - 1,792,862 797,125 3,323,258 - - - - - - - - 2,346,056 4,093,716 6,439,772 Transportation and Telecommunication 913,632 11,378 23,533 - - - 11,049,289 4,649,438 2,230,411 - - - - - - - - 8,579,416 10,298,265 18,877,681 Financial Institutions 48,222,227 10 733 19,615 - 17,508,822 4,665,354 148,801 946,723 - 220,667 - - - 263 43,370 - 38,341,752 33,434,833 71,776,585 Real Estate and renting services 215,895 - 70,183 - - - 1,248,419 1,067,057 919,586 - - - - - - - - 2,626,874 894,266 3,521,140 Self-employment services 4,905 1,513 241 - - - 8,415 10,669 - - - - - - - - - 14,903 10,840 25,743 Education services 164,013 11 626 - - - 274,797 168,283 420,193 - - - - - - - - 935,978 91,945 1,027,923 Health and social services 413,820 6,693,651 81,223 - - - 539,699 209,716 397,277 - - - - - - - - 7,242,716 1,092,670 8,335,386 Other 35,853,438 15,776 197,273 - - - 24,386,482 36,293,572 26,510,784 1,106,254 62,595 - - - - 664,128 10,375,891 93,246,271 42,219,922 135,466,193 Total 94,576,550 6,911,220 438,918 19,615 - 17,508,822 93,630,912 50,830,366 48,390,011 1,106,254 283,262 - - - 263 707,498 10,375,891 192,698,312 132,081,270 324,779,582 (*) Risk amounts are given before credit risk mitigation, after multiplied by credit risk conversion ratio. 1- Claims on sovereigns and Central Banks 2- Claims on regional governments or local authorities 3- Claims on administrative bodies and other non-commercial undertakings 4- Claims on multilateral development banks 5- Claims on international organizations 6- Claims on banks and intermediary institutions 7- Claims on corporates 8- Claims included in the regulatory retail portfolios 9- Claims secured by residential property 10- Past due loans 11- Higher risk categories decided by the Board 12- Secured by mortgages 13- Securitization positions 14- Short-term claims and short term corporate claims on banks and intermediary institutions 15- Undertakings for collective investments in mutual funds 16- Stock Investments 17- Other receivables