VKF_FRAE_2017

225 VakıfBank Annual Report 2017 CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED UNCONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUEDIN TURKISH, SEE NOTE I. OF SECTION THREE TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI EXPLANATIONS AND NOTES RELATED TO THE UNCONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED DECEMBER 31, 2017 (Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) Consumer loans, retail credit cards, personnel loans and personnel credit cards Short-Term Medium and Long-Term Total Consumer Loans – TL 573,114 39,344,936 39,918,050 Housing Loans 16,254 18,950,268 18,966,522 Automobile Loans 6,463 423,169 429,632 General Purpose Loans 550,397 19,971,499 20,521,896 Other - - - Consumer Loans – FC indexed - - - Housing Loans - - - Automobile Loans - - - General Purpose Loans - - - Other - - - Consumer Loans – FC - - - Housing Loans - - - Automobile Loans - - - General Purpose Loans - - - Other - - - Retail Credit Cards – TL 5,174,880 93,414 5,268,294 With Installment 2,271,719 82,305 2,354,024 Without Installment 2,903,161 11,109 2,914,270 Retail Credit Cards – FC 12,071 - 12,071 With Installment - - - Without Installment 12,071 - 12,071 Personnel Loans – TL 4,477 57,389 61,866 Housing Loan - - - Automobile Loans - - - General Purpose Loans 4,477 57,389 61,866 Other - - - Personnel Loans – FC indexed - - - Housing Loans - - - Automobile Loans - - - General Purpose Loans - - - Other - - - Personnel Loans – FC - - - Housing Loans - - - Automobile Loans - - - General Purpose Loans - - - Other - - - Personnel Credit Cards – TL 77,776 454 78,230 With Installment 30,276 411 30,687 Without Installment 47,500 43 47,543 Personnel Credit Cards – FC 248 - 248 With Installment - - - Without Installment 248 - 248 Overdraft Checking Accounts – TL (Real persons) 2,613,639 - 2,613,639 Overdraft Checking Accounts – FC (Real persons) 158 - 158 Total 8,456,363 39,496,193 47,952,556