VKF_FRAE_2017

175 VakıfBank Annual Report 2017 CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED UNCONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUEDIN TURKISH, SEE NOTE I. OF SECTION THREE TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI EXPLANATIONS AND NOTES RELATED TO THE UNCONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED DECEMBER 31, 2017 (Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) Risk profile according to sectors and counterparties (*) Current Period 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 TL FC Total Agricultural 190,377 444 10 - - - 191,847 521,938 445,896 - - - - - - - - 1,300,468 50,044 1,350,512 Farming and raising livestock 182,614 444 10 - - - 190,409 495,664 432,391 - - - - - - - - 1,253,437 48,095 1,301,532 Forestry 6,204 - - - - - 12 18,521 4,603 - - - - - - - - 29,340 - 29,340 Fishing 1,559 - - - - - 1,426 7,753 8,902 - - - - - - - - 17,691 1,949 19,640 Manufacturing 5,105,301 187,304 61,438 - - - 35,594,314 3,671,243 6,413,129 - - - - - - - - 21,480,235 29,552,494 51,032,729 Mining 129,600 - - - - - 2,929,399 118,087 145,433 - - - - - - - - 645,416 2,677,103 3,322,519 Production 4,897,999 30 75 - - - 22,149,831 3,354,038 6,089,190 - - - - - - - - 17,587,629 18,903,534 36,491,163 Electric, Gas, Water 77,702 187,274 61,363 - - - 10,515,084 199,118 178,506 - - - - - - - - 3,247,190 7,971,857 11,219,047 Construction 2,952,772 890 3,395 - - - 11,066,164 2,651,520 6,780,970 - - - - - - - - 15,217,010 8,238,701 23,455,711 Services 50,188,812 6,706,806 176,666 1,583 - 15,512,752 17,478,456 6,935,084 8,239,232 - 220,667 - - - 263 43,370 - 58,447,114 47,056,577 105,503,691 Wholesale and retail trade 6,852 232 - - - - 16,079 3,743 1,784 - - - - - - - - 8,929 19,761 28,690 Hotel, Food and Beverage Services 526,253 11 263 - - - 1,726,737 777,934 3,323,258 - - - - - - - - 2,330,352 4,024,104 6,354,456 Transportation and Telecommunication 913,632 11,378 23,397 - - - 10,190,783 4,629,489 2,230,411 - - - - - - - - 8,059,607 9,939,483 17,999,090 Financial Institutions 47,943,735 10 733 1,583 - 15,512,752 3,704,075 146,088 946,723 - 220,667 - - - 263 43,370 - 37,283,253 31,236,746 68,519,999 Real Estate and renting services 215,895 - 70,183 - - - 1,095,952 1,058,137 919,586 - - - - - - - - 2,610,958 748,795 3,359,753 Self-employment services 4,905 1,513 241 - - - 116 2 - - - - - - - - - 6,777 - 6,777 Education services 164,013 11 626 - - - 232,813 128,211 420,193 - - - - - - - - 934,571 11,296 945,867 Health and social services 413,527 6,693,651 81,223 - - - 511,901 191,480 397,277 - - - - - - - - 7,212,667 1,076,392 8,289,059 Other 34,837,610 15,646 197,273 - - - 22,144,281 36,247,662 26,510,783 1,039,387 - - - - - 2,563,016 8,395,667 91,221,658 40,729,667 131,951,325 Total 93,274,872 6,911,090 438,782 1,583 - 15,512,752 86,475,062 50,027,447 48,390,010 1,039,387 220,667 - - - 263 2,606,386 8,395,667 187,666,485 125,627,483 313,293,968 (*) Risk amounts are given before credit risk mitigation, after multiplied by credit risk conversion ratio. 1- Claims on sovereigns and Central Banks 2- Claims on regional governments or local authorities 3- Claims on administrative bodies and other non-commercial undertakings 4- Claims on multilateral development banks 5- Claims on international organizations 6- Claims on banks and intermediary institutions 7- Claims on corporates 8- Claims included in the regulatory retail portfolios 9- Claims secured by residential property 10- Past due loans 11- Higher risk categories decided by the Board 12- Secured by mortgages 13- Securitization positions 14- Short-term claims and short term corporate claims on banks and intermediary institutions 15- Undertakings for collective investments in mutual funds 16- Stock Investments 17- Other receivables