VKF_FRAE_2017

99 VakıfBank Annual Report 2017 MUSTAFA SAYDAM (Administrative Affairs – Construction Real Estate and Purchasing) Mustafa Saydam is a graduate of Gazi University, Faculty of Economics and Administrative Sciences, Department of Business Administration. He started his career in 1993 at T. Vakıflar Bankası T.A.O. as Assistant Auditor. After working as Auditor between 1996 and 1999, he served as Assistant Manager and Manager in various branches/ departments at the Bank. He worked as the Head of Human Resources from 2005 until 2010, and as Head of the Audit Board between 2010 and 2013. Mr. Saydam was appointed as Executive Vice President of T. Vakıflar Bankası T.A.O. on October 7, 2013. He is fluent in English. OSMAN DEMREN (Corporate Loans and Allocation Management - Commercial Loans Allocation Management - Retail Loans Allocation Management - SME and Local Government Loans Allocation Management) Osman Demren is a graduate of Dokuz Eylül University, Faculty of Economics and Administrative Sciences, Department of Business Administration and got his Master’s degree in Banking Program in Okan University. He was joined T. Vakıflar Bankası T.A.O. as Assistant Auditor on December 16, 1996. After working as Auditor, He worked as Assistant Manager, Branch and Regional Manager for several years at the Bank, Osman Demren was appointed as Executive Vice President on March 23, 2011 He is fluent in English. MUHAMMET LÜTFÜ ÇELEBİ (Retail Banking Marketing - Retail Loans Marketing Services) Muhammet Lütfü Çelebi is a 1992 graduate of İstanbul University, Faculty of Economics and Administrative Sciences, Department of Economics. He started his career in 1995 at T. Vakıflar Bankası T.A.O. as Assistant Auditor. After working as auditor between 1998 and 2001, he worked as Assistant Manager and Manager in various branches/departments of VakıfBank. From 2011 to 2013, he held the position of Head of Retail Banking. He was appointed as Executive Vice President of T. Vakıflar Bankası T.A.O. on October 4, 2013. He is fluent in English.