257
PART III: FINANCIAL HIGHLIGHTS AND RISK MANAGEMENT
CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED CONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE IN NOTE I. OF SECTION THREE
TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI AND
ITS FINANCIAL SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS AS AT AND
FOR THE YEAR ENDED 31 DECEMBER 2015
(Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.)
Risk profile according to sectors and counterparties
(*)
Current Period
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
TL
FC
Total
Agricultural
2,414
105
26,352
-
-
-
1,161,728 439,998 705,331
-
59,684
-
-
-
-
-
1,785,630 609,982 2,395,612
Farming and raising livestock
2,018
105
26,352
-
-
-
842,919
395,678
647,326
-
59,636
-
-
-
-
-
1,649,514
324,520
1,974,034
Forestry
393
-
-
-
-
-
281,910
22,702
32,854
-
39
-
-
-
-
-
81,705
256,193
337,898
Fishing
3
-
-
-
-
-
36,899
21,618
25,151
-
9
-
-
-
-
-
54,411
29,269
83,680
Manufacturing
1,045
740 193,618
-
-
- 26,412,474 2,623,725 5,560,093
-
6,131
-
-
-
-
- 13,123,768 21,674,058 34,797,826
Mining
-
-
3,674
-
-
-
1,163,960
91,198
196,693
-
216
-
-
-
-
-
481,280
974,461
1,455,741
Production
980
30
97,208
-
-
-
17,893,764
2,487,186
5,194,457
-
5,795
-
-
-
-
-
11,060,452
14,618,968
25,679,420
Electric, Gas, Water
65
710
92,736
-
-
-
7,354,750
45,341
168,943
-
120
-
-
-
-
-
1,582,036
6,080,629
7,662,665
Construction
42
225
353
-
-
-
8,574,498 1,509,265 5,041,111
-
3,379
-
-
-
-
-
8,895,159 6,233,714 15,128,873
Services
36,818,658 3,634,972 634,288 217
- 10,498,291 20,067,827 9,966,610 13,806,938
-
147,886
-
-
-
-
79,253 60,468,962 35,185,978 95,654,940
Wholesale and retail trade
4,975
3,765
98,714
-
-
-
7,372,177
5,617,739
8,146,349
-
18,612
-
-
-
-
-
16,275,415
4,986,916
21,262,331
Hotel, Food and Beverage Services
14
1,027
622
-
-
-
1,838,986
295,384
2,560,578
-
2,136
-
-
-
-
-
1,281,778
3,416,969
4,698,747
Transportation and
Telecommunication
54
8,502
34,503
-
-
-
6,057,655
3,646,731
1,758,499
-
6,977
-
-
-
-
-
6,123,706
5,389,215
11,512,921
Financial Institutions
36,645,125
11
100,192
217
-
10,498,291
3,389,360
35,139
465,128
-
117,938
-
-
-
-
79,253
31,281,611
20,049,043
51,330,654
Real Estate and renting services
-
-
4
-
-
-
452,479
86,614
183,413
-
449
-
-
-
-
-
431,092
291,867
722,959
Self-employment services
159
724
2,444
-
-
-
7,679
-
-
-
-
-
-
-
-
-
11,006
-
11,006
Education services
4,995
48
8,889
-
-
-
216,735
67,764
272,888
-
258
-
-
-
-
-
519,242
52,335
571,577
Health and social services
163,336
3,620,895
388,920
-
-
-
732,756
217,239
420,083
-
1,516
-
-
-
-
-
4,545,112
999,633
5,544,745
Other
20,201,865
65,790 255,956
2
-
-
6,685,571 14,182,556 14,528,581 908,934 11,189,766
-
-
-
-
7,350,433 51,393,140 23,976,314 75,369,454
Total
57,024,024 3,701,832 1,110,567 219
10,498,291 62,902,098 28,722,154 39,642,054 908,934 11,406,846
-
-
-
-
7,429,686 135,666,659 87,680,046 223,346,705
(*)
Risk amounts are given before credit risk mitigation, after multiplied by credit risk conversion ratio.
1- Claims on sovereigns and Central Banks
2- Claims on regional governments or local authorities
3- Claims on administrative bodies and other non-commercial undertakings
4- Claims on multilateral development banks
5- Claims on international organizations
6- Claims on banks and intermediary institutions
7- Claims on corporates
8- Claims included in the regulatory retail portfolios
9- Claims secured by residential property
10- Past due loans
11- Higher risk categories decided by the Board
12- Secured by mortgages
13- Securitization positions
14- Short-term claims and short term corporate claims on banks and intermediary institutions
15- Undertakings for collective investments in mutual funds
16- Other receivables
