201
PART III: FINANCIAL HIGHLIGHTS AND RISK MANAGEMENT
CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED UNCONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE NOTE I. OF SECTION THREE
TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI
UNCONSOLIDATED FINANCIAL REPORT
FOR THE YEAR ENDED 31 DECEMBER 2015
(Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.)
2. Non-cash loans
Current Period
Prior Period
Non-cash loans given for cash loan risks
2,899,661
2,905,607
With original maturity of 1 year or less
1,176,515
1,846,045
With original maturity of more than 1 year
1,723,146
1,059,562
Other non-cash loans
30,168,700
25,728,316
Total
33,068,361
28,633,923
3. Sectoral risk concentrations of non-cash loans
Current Period
Prior Period
TL
%
FC
%
TL
%
FC
%
Agricultural
87,249
0.40
132,021
1.20
86,506
0.52
266,929
2.27
Farming and Cattle
82,686
0.37
132,021
1.20
77,673
0.46
257,069
2.19
Forestry
3,528
0.02
-
-
7,898
0.05
7,540
0.06
Fishing
1,035
0.01
-
-
935
0.01
2,320
0.02
Manufacturing
9,811,692
44.43 5,696,876
51.86 7,150,408
42.40 5,753,926
48.88
Mining
1,252,878
5.67
106,628
0.97
168,108
1.00
29,069
0.25
Production
5,526,001
25.03 5,309,883
48.34 4,563,948
27.06 5,319,615
45.19
Electric, gas and water
3,032,813
13.73
280,365
2.55 2,418,352
14.34
405,242
3.44
Construction
3,374,531
15.28 2,224,897
20.25 2,996,610
17.77 2,520,479
21.41
Services
8,030,112
36.36 2,516,870
22.92 6,226,616
36.92 2,756,081
23.42
Wholesale and retail trade
3,444,760
15.60 1,584,498
14.42 2,580,882
15.30 1,597,411
13.57
Hotel, food and beverage
Services
110,961
0.50
1,218
0.01
125,417
0.74
5,691
0.05
Transportation and
telecommunication
1,172,317
5.31
736,976
6.71
963,436
5.71 1,058,514
8.99
Financial institutions
2,090,603
9.47
32,774
0.30 1,515,987
8.99
7,094
0.06
Real estate and renting
Services
325,256
1.47
33,663
0.31
254,056
1.51
24,192
0.21
Self-employment services
610,338
2.76
110,414
1.01
591,814
3.51
44,562
0.38
Education services
23,752
0.11
4,018
0.04
24,595
0.15
3,903
0.03
Health and social services
252,125
1.14
13,309
0.12
170,429
1.01
14,714
0.13
Other
780,253
3.53
413,860
3.77
403,045
2.39
473,323
4.02
Total
22,083,837
100.00 10,984,524
100.00 16,863,185
100.00 11,770,738
100.00
